ZERO Service Fee with Maya Easy Credit
Enjoy ZERO Service Fee when you use Maya Easy Credit with a minimum spend of ₱3,000!
- Promo duration is from Oct. 1-31,2024 as approved by DTI FTEB
- This promo is open to all NEW Maya users and Existing Maya Users where each are defined as:
- New Maya users- those who created & registered their account from Oct.1-31, 2024
- Existing Maya users- those who have created & registered their account prior to Oct.1, 2024.
Example: User creates & registers their Maya account on Oct. 1, 2024. They are only considered as a NEW Maya User until Oct. 31, 2024. They will be considered as an existing user beyond Oct. 31, 2024.
New Maya Users
- Qualified New Maya users who are Maya Savings accountholders can enjoy a base interest rate of 3.5% p.a. on balances up to P5M, and increase their interest rate further based on the requirement per tier below:
If a Maya Savings accountholder who just opened a Savings account did not complete any of the transactions above on the Maya Wallet, he/she will still be enjoying a 3.5% interest rate p.a. on his/her Maya Savings account.
Please see sample scenario below:
Existing Maya Users
- Qualified Existing Maya users who are Maya Savings accountholders can enjoy a base interest rate of 3.5% a. on balances up to P5M, and increase their interest rate further based on the requirement per tier below:
If a Maya Savings accountholder who just opened a Savings account did not complete any of the transactions above on the Maya Wallet, he/she will still be enjoying a 3.5% interest rate p.a. on his/her Maya Savings account
Please see sample scenario below:
- In case of (including but not limited to) user-triggered mobile number change, the total amount of qualified accumulated transactions will be reset to zero (Php 0) and the user has to transact at least Php 250 to Php35,250 with fund source Maya Wallet, and Php 3,000 with fund source from Maya Credit, worth of qualified transactions again to qualify for the promo.
- Maya Credit transactions made via QR, Pay with Maya, or at the Maya Shop are the only qualified transactions considered for the +1% Php 3,000 spend via Maya Credit.
- Accountholder will see on the Savings dashboard their qualification duration for bonus interest rate they are qualified for Maya Savings on the same day of their successful transaction.
- An accountholder who qualified within a certain month, will get their bonus interest rate until the last day of the same qualifying month as illustrated below:
- Accountholder will be able to see their qualification duration for the bonus interest rate on the Savings dashboard or on the Missions screen
Note: Make sure your app is updated to the latest version so you can track your boosted interest. You can check your Missions anytime to see your progress. For some users, you won't immediately see your Savings interest screen but your bonus interest will still be credited to your account every day after making a qualified transaction. - Your base interest rate and bonus interest rate will be reflected on your transaction history the next day as follows:
Note: Users who have an active boost until last day of the month, will receive their final boosted interest on the first day of the following month. - For an updated table of our interest rates, check our Maya Savings Terms and Conditions
- Bills pay transactions made to the following billers are excluded from the promo:
- “Donation” category billers
- “Payment Solutions” category billers
- COL Financial
- Oriental Assurance Inc
- Maya Bank / PayMaya Lending Corporation / Maya PayLater
- Purchase Plus Installment Credit
- Davao Light and Power Corporation
- Subic Enerzone Corporation
- Visayan Electric Company (VECO)
- Holy Cross Coop
- 1Sari Financing Corporation
- AFMPBAI
- DMCI Homes
- EVY Developers
- Jose Rizal University
- QR transactions made at the following merchants are excluded from the promo:
- Maya Business App (formerly called PayMaya Negosyo) merchants
- “Donation” category merchants
- “Gambling” category merchants
- Maya users with merchant accounts and those under Maya Negosyo and Maya Business Manager (formerly PayMaya Business Manager or PBM) are disqualified from participating in this promo.
- Maya payments (Maya number, Maya QR or Maya card) made to Maya Negosyo and Maya Business Manager merchants or sub-merchants are not qualified for the promo.
- Maya card (Visa or Mastercard) payments made to the following merchant categories will be excluded from the promo:
- Financial institutions – 6051
- Schools – 8220
- Gambling – 7995
- Donations/Foundations - 8651, 8661, 8669, 8398
- Billers – 4900
- Payments made to or purchases of cash equivalent instruments, financial institutions, financial assets, insurances, ATM withdrawals, gambling/gaming chips, and other quasi cash transactions are also not qualified for the promo.
- Maya payments (Maya number, Maya QR or Maya card) or transactions made to merchants within the crypto space are not qualified for the (e.g PDAX cash-in, other VASPs to be enabled where Maya payments are accepted, etc.)
- Videos and photos of participants may be used only for promotional ads related to this
- Only Consumer accounts are qualified for this Maya users with Maya merchant accounts and Maya Center agents are disqualified from participating in this promo.
- Maya users with duplicate accounts or who are blacklisted cannot participate in this Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or participant is blacklisted.
- In case of disputes regarding accountholder's eligibility for the promo, coverage of dates, fulfillment, Maya's decision shall prevail, in concurrence with DTI.
- The customer must notify Maya for any complaints regarding the promo. The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center. Go to your Profile on the Maya app and select 'Get help.'
- Qualified users with uncredited interest rate and/or corresponding interest amount can expect crediting of missing interest rate and/or interest amount at least 14 to 30 days after the promo period ends.
Maya Philippines Inc. & Maya Bank, Inc. is regulated by Bangko Sentral ng Pilipinas (BSP) www.bsp.gov.ph. Deposits are insured by PDIC up to P500,000 per depositor.
DTI Fair Trade Permit No. FTEB-199233 Series of 2024
Use Maya Easy Credit to scan via QR, checkout online, and pay bills with a minimum spend of ₱3,000.
The promo is open to new and existing Maya Easy Credit users who will receive the following SMS spiel:
“Enjoy FREE Service Fee when you use Maya Easy Credit with a min. spend of PHP 3,000.00 to scan to pay via QR, checkout online, pay bills, and more! Per DTI Fair Trade Permit No. FTEB-213870 Series of 2025”
- The campaign period will run from February 5-March 31, 2025
- The promo is open to new and existing Maya Easy Credit users who will receive the following SMS spiel: “Enjoy FREE Service Fee when you use Maya Easy Credit with a min. spend of PHP 3,000.00 to scan to pay via QR, checkout online, pay bills, and more! Per DTI Fair Trade Permit No. FTEB-213870 Series of 2025”
- Users who do not receive the SMS spiel from Maya are not eligible to join the promo.
- Users need to activate and spend at least PHP 3,000 Maya Easy Credit from February 5-March 31, 2025 to qualify for the waived service fee for all qualified drawdowns within the promo period.
- Only the transactions qualified below, will be qualified for the promo:
Activity
Min. spend requirement
Qualified Activities
Transfer Maya Easy Credit funds to Wallet
PHP 3,000
Scan to pay any QRPh
Checkout online
Buy in Maya Shop
Pay bills in the Maya app
Pay via Maya Card
Pay with Maya Easy Credit as payment option
Scan to pay any QRPh
Checkout online
Buy in Maya Shop
- Qualified users will be awarded the service fee cashback up to a maximum of PHP 8,000 spent with Maya Easy Credit within the Campaign Period.
- Qualified users will receive the service fee cashback once transactions have been validated.
- Service Fee is subject to credit evaluation and may vary per user depending on user’s credit history. A user may find the service fee in the Maya app upon application for Maya Easy Credit.
- The Service Fee cashback will be based on the qualified users’ total amount spent on the qualified activities seen in item 5, within the Campaign Period.
- Qualified users’ reward is capped at PHP 8,000 maximum spend.
- Example 1: User transferred PHP 10,000 to wallet and spent all, the service fee of only maximum PHP 8,000 spent will be the basis for the cashback.
- Example 2: User meets min. PHP 3,000 spend requirement, and spend another PHP 3,000 for the rest of the Campaign Period. User will receive 100% service fee cashback for the entire amount spent during the Campaign Period, given that the total amount spent is within the PHP 8,000 cap.
- Example 3: User meets the min. spend of PHP 3,000 spend requirement., and spent and additional PHP 8,000 for a total of PHP 13,000. He/she will receive 100% Service Fee cashback based on PHP 8,000 of spent, but the excess of PHP 5,000 is excluded as the rewardable amount is capped at PHP 8,000 spend of the total campaign period.
- Example 4: User borrows and spends PHP 2,000, user will not be qualified for any service fee cashback since they did not meet the min. spend requirement.
- Maya Easy Credit account must be in good credit standing for the whole duration of the promo. A good credit standing means that the user is not past due to be eligible to earn the cashback voucher reward.
- The necessary transactions must be verified and posted before the user is credited with the cashback voucher.
- The cashback reward will be credited to the qualified user’s Maya app in the form of a voucher within thirty (30) business days following the end of the promotional period.
- To redeem the cashback / voucher, qualified users should follow these steps:
- Open the Maya app and log in to your account.
- Tap “Vouchers” in the home screen.
- Select the voucher you want to redeem under "Available" and tap "Claim".
- Review the details and amount of the voucher and tap “Claim Now”.
- You will receive a notification of the voucher redemption in-app and via SMS. Maya is fully responsible for the operation of the Maya App, and the management and fulfillment of prizes under this promotion.
Accordingly, the following disqualifications and limitations shall apply:- Maya users with merchant accounts and those under Maya Business App are disqualified from participating in this promo.
- This promo is applicable to unique, valid and verified Maya accounts only. Maya users with duplicate accounts or who are blacklisted cannot participate in this promo.
- Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or if the participant is blacklisted.
- Maya reserves the right to refuse the awarding of rewards or prizes to accounts that are invalid or fraudulent, or a result of gaming (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
- The cashback reward received by a qualified user shall be deemed final unless the customer files a complaint within thirty (30) days from the receipt of the prize or reward.
- Maya users will receive rewards within a maximum of 30 business days after the promo period.
- Refunded transactions made through the Maya app will not qualify for this promo.
- Maya accountholders who are blacklisted due to a violation of a Maya promo, or who has violated or is subsequently found to be in violation of any of the terms and conditions of Maya are not qualified to participate in this promo.
- Those who are proven of or are found out to be abusing the Maya system or is proven of committing fraudulent acts to abuse the system are also not qualified to participate in the promo or receive rewards.
- If a prize or benefit has already been awarded and the violation or fraudulent activity is discovered after being awarded, Maya shall have the right to clawback the prize or reward given upon concurrence of DTI.
- Maya reserves the right to refuse and withdraw the awarding of rewards or prizes to accounts that are proven to be invalid or fraudulent or a result of gaming (i.e. abuse of system or weakness in the promo to win prizes or receive benefits) upon concurrence of DTI.
- Should the qualified transaction be cancelled or declined, whether the cancellation is customer- or biller-initiated, Maya reserves the right to withdraw the cashback or reward equivalent to the cancelled payment transaction, even if the cashback or reward has already been credited. Maya reserves the right to debit any points/cash reward credited from your balance. If your balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, Maya reserves the right to debit the balance not withdrawn when your balance is sufficient.
- Maya users who have exceeded their aggregate limits may not receive their prize or cashback on time. The prize or cashback can only be credited the following month or once a user’s account balance is once again within the allowable limits – P50,000 for starter accounts and P100,000 for upgraded accounts.
- Maya payments (Maya number, Maya QR or Maya card) made to E-Sabong, other apps with wallet or e-wallet capabilities (such as but not limited to ShopeePay, etc.) will not be qualified for the promo.
- The customer must notify Maya for any complaints regarding the promo. The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center. Go to Profile on the Maya app and select ‘ Get help.’
- Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph.
Per DTI Fair Trade Permit No. FTEB-213870 Series of 2025
Customer support
For 24/7 assistance, log in to Maya, go to your Profile, and tap ‘Get help.’
Share
Related deals
Welcome Miles Promo
.jpg)
Selected raw_cats:
Checking promo: LIBRENG cash in sa Palawan Pawnshop!
categories:
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for LIBRENG cash in sa Palawan Pawnshop!
Checking promo: Get banked with Maya to enjoy new user exclusive perks
categories:
item: → ❌ No match
item: → ❌ No match
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for Get banked with Maya to enjoy new user exclusive perks
Checking promo: Unli P20 cashback on load!
categories:
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for Unli P20 cashback on load!
Checking promo: Maya Lucky Draw Raffle Game
programs:
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for Maya Lucky Draw Raffle Game
Checking promo: Cash In For Free With Visa
categories:
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for Cash In For Free With Visa
Checking promo: Enjoy FREE PayPal transfers for Freelance Earnings!
categories:
item: → ❌ No match
lifestyles:
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for Enjoy FREE PayPal transfers for Freelance Earnings!
Checking promo: Boost your interest up to 2% p.a. with Maya Savings when you use Maya Easy Credit
categories:
item: → ❌ No match
🚫 No match for Boost your interest up to 2% p.a. with Maya Savings when you use Maya Easy Credit
Checking promo: Get up to P1,000 cashback on your first bill payment!
categories:
item: → ❌ No match
🚫 No match for Get up to P1,000 cashback on your first bill payment!
Checking promo: Get P100 cashback on your Smart load purchase
categories:
item: → ❌ No match
🚫 No match for Get P100 cashback on your Smart load purchase
Checking promo: Retailer – Refer and Earn
programs:
item: → ❌ No match
lifestyles:
item: → ❌ No match
🚫 No match for Retailer – Refer and Earn
Checking promo: Enjoy a P500 Welcome Reward
categories:
item: → ❌ No match
🚫 No match for Enjoy a P500 Welcome Reward
Checking promo: Get 10% cashback on select Smart load purchase!
categories:
item: → ❌ No match
🚫 No match for Get 10% cashback on select Smart load purchase!
Checking promo: Landers Cashback Everywhere Credit Card Referral Program
categories:
item: → ❌ No match
programs:
item: → ❌ No match
🚫 No match for Landers Cashback Everywhere Credit Card Referral Program
Checking promo: Save ₱420 OFF on Edamama!
categories:
item: → ❌ No match
🚫 No match for Save ₱420 OFF on Edamama!
Checking promo: Landers Store Referral Program
categories:
item: → ❌ No match
programs:
item: → ❌ No match
🚫 No match for Landers Store Referral Program
Checking promo: Save ₱700 OFF on Edamama!
categories:
item: → ❌ No match
🚫 No match for Save ₱700 OFF on Edamama!
Checking promo: Save with Julia (Calendar Girl Meet & Greet Promo)
categories:
item: → ❌ No match
🚫 No match for Save with Julia (Calendar Girl Meet & Greet Promo)
Checking promo: Get a FREE Maya Card
categories:
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for Get a FREE Maya Card
Checking promo: Get up to P50 cashback with your Maya Card!
categories:
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for Get up to P50 cashback with your Maya Card!
Checking promo: Get up to P100 cashback on toll reload using Maya!
categories:
item: → ❌ No match
🚫 No match for Get up to P100 cashback on toll reload using Maya!
Checking promo: 20% OFF on Flowers & Gifts!
categories:
item: → ❌ No match
🚫 No match for 20% OFF on Flowers & Gifts!
Checking promo: Win round trip, business class tickets for two with Philippine Airlines!
categories:
item: → ❌ No match
🚫 No match for Win round trip, business class tickets for two with Philippine Airlines!
Checking promo: ₱200 joining bonus exclusive to Landers members!
categories:
item: → ❌ No match
item: → ❌ No match
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for ₱200 joining bonus exclusive to Landers members!
Checking promo: New user exclusive: Get 100% cashback on your first PBB vote!
categories:
item: → ❌ No match
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for New user exclusive: Get 100% cashback on your first PBB vote!
Checking promo: Secure ₱400 OFF on edamama!
categories:
item: → ❌ No match
🚫 No match for Secure ₱400 OFF on edamama!
Checking promo: Welcome Miles Promo
categories:
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for Welcome Miles Promo
Checking promo: Win FREE Flights when you use your Landers Credit Card
categories:
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for Win FREE Flights when you use your Landers Credit Card
Checking promo: Up to 45% OFF this June!
categories:
item: → ❌ No match
item: → ❌ No match
🚫 No match for Up to 45% OFF this June!
Checking promo: ZERO Service Fee with Maya Easy Credit
categories:
item: → ❌ No match
item: → ❌ No match
item: → ❌ No match
item: → ❌ No match
🚫 No match for ZERO Service Fee with Maya Easy Credit
Checking promo: Win up to P10,000 when you invest on ATRAM Funds
categories:
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for Win up to P10,000 when you invest on ATRAM Funds
Checking promo: Get ₱500 cashback at Singlife!
categories:
item: → ❌ No match
🚫 No match for Get ₱500 cashback at Singlife!
Checking promo: Cash in up to ₱10,000 for FREE at SM and Waltermart during the 3-Day Sale!
categories:
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for Cash in up to ₱10,000 for FREE at SM and Waltermart during the 3-Day Sale!
Checking promo: Win up to ₱100,000 when you use Maya to pay anywhere!
categories:
item: → ❌ No match
item: → ❌ No match
item: → ❌ No match
item: → ❌ No match
item: → ❌ No match
programs:
item: → ❌ No match
types:
item: → ❌ No match
🚫 No match for Win up to ₱100,000 when you use Maya to pay anywhere!
Checking promo: Get up to ₱50 cashback on Cignal load!
categories:
item: → ❌ No match
🚫 No match for Get up to ₱50 cashback on Cignal load!
Checking promo: Score up to 45% OFF this July!
categories:
item: → ❌ No match
item: → ❌ No match
🚫 No match for Score up to 45% OFF this July!
Checking promo: Score ₱300 on Potico.ph this 7.7 Big Sale!
categories:
item: → ❌ No match
🚫 No match for Score ₱300 on Potico.ph this 7.7 Big Sale!
Checking promo: 25% OFF at FlowerStore.ph this 7.7 Big Sale!
categories:
item: → ❌ No match
🚫 No match for 25% OFF at FlowerStore.ph this 7.7 Big Sale!
Checking promo: ZERO Service Fee with Maya Easy Credit
categories:
item: → ❌ No match
item: → ❌ No match
item: → ❌ No match
item: → ❌ No match
item: → ❌ No match
🚫 No match for ZERO Service Fee with Maya Easy Credit
Checking promo: Get waived convenience fees when you pay your PAGIBIG and SSS bills after paying BIR on Maya!
categories:
item: → ❌ No match
🚫 No match for Get waived convenience fees when you pay your PAGIBIG and SSS bills after paying BIR on Maya!
Checking promo: Enjoy 30% cashback on load every Wednesdays on Maya this July!
categories:
item: → ❌ No match
🚫 No match for Enjoy 30% cashback on load every Wednesdays on Maya this July!
Checking promo: Get up to 3%* interest p.a. on your Maya Savings when you use your Maya Credit Cards
categories:
item: → ❌ No match
item: → ❌ No match
🚫 No match for Get up to 3%* interest p.a. on your Maya Savings when you use your Maya Credit Cards
Total matched promos: 0
Related deals
Partner Merchants
Meet the Maya community
Check out the brands that offer the Maya experience
.png)
.png){kind=logo}
.png)
.png)
.png)
It’s everything and a bank. What more could you need?
For existing PayMaya users, update your app to Maya
About Maya
Maya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cut across consumers, merchants, communities, and government. Through its enterprise business, it is the largest digital payments processor for key industries in the country including "everyday" merchants such as the largest retail, food, gas, and eCommerce merchants, as well as government agencies and units.
No Maya yet? Download it below for free!
