---
title: How to use PayMaya to pay online
description: If you know where you can use PayMaya, but still don’t understand how to buy the things you want online with it, here is a step-by-step guide that can help.
---

[Maya Stories ](https://www.maya.ph/maya)

# [How to use PayMaya to pay online](https://www.maya.ph/maya/how-to-use-paymaya-visa-to-pay-online/)

 Written by [Karmel](https://www.maya.ph/maya/author/karmel) | 2/4/16 1:00 AM

If you [know where you can use PayMaya](https://stories.paymaya.com/top-15-places-where-you-can-use-your-paymaya-visa-app/), but still don’t understand how to buy the things you want online with it, here is a step-by-step guide that can help.

1. **Make sure you’ve loaded up your PayMaya account** at our Load-Up partners. At the store page, select the items you want to buy on the store website or the app stores.

2. **Select the payment method “Debit Card” (VISA)**. Your PayMaya numbers fall under the Debit VISA category. Sometimes, there are stores that only list down “Credit Card” and “PayPal” as options.

Even if PayMaya falls under Debit*, you can still select “Credit**” and enter your PayMaya details. Your payment will still be accepted because you and the online store/app are using the same payment system, VISA.

3. **Enter the card details**: Card No., Expiration Date, and CVV2/Security Code. You can now open your PayMaya app.

4.** Confirm the payment.** Once the payment is successful, you should receive an SMS text notifying you about the transaction. You should also see a balance change in your app, and an update on your Activity List.

**Terms you might want to learn about:**

***What is Debit?**: When you use a debit, it means you have an account that has your own existing funds or money. Money flows into a debit account when you load or deposit money in it. Whenever you use a debit account to pay, the existing fund is subtracted from it. Because you have to load up your PayMaya account before you can use it, PayMaya is a debit account.

****What is Credit?**: When you use a credit card to pay online or in-­store, you are borrowing money from the financial institution, usually a bank. You then required to pay for this borrowed money on a later date.

[View full post](https://www.maya.ph/maya/how-to-use-paymaya-visa-to-pay-online/)

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