Unlock up to ₱2M credit line.
Borrow anytime with just
a few clicks.
Enjoy low, transparent
interest rates personalized
for you
Upgrade your business or launch a new one with instant access to working capital.
You can also get up to ₱350K with a Starter account,
payable in up to 90 days. No paperwork,
just one valid ID needed.
Cover expenses and keep your business running
smoothly even when sales are seasonal.
Tap Get a loan from the Maya Business dashboard
Fill out your details and submit your application
Once your application is approved, tap Get a new loan
Enter your loan amount and select a loan term
Done! Your loan will now be credited to your Business Deposit account
Select the loan you want to pay for from your active loans
Confirm your repayment amount
Done! Your loan is now repaid for the month
Maya Flexi Loan is a credit line that lets you borrow money anytime to fund your business. Once your business loan is approved, you can withdraw any amount within your available credit line instantly to your Maya Business deposit account. Enjoy low service fees and automatic payments so you can focus on funding your next great business idea.
Maya Flexi Loan offers instant loans suited for your specific business needs. Get approved quickly with a quick and easy application process!
Personalized business loan offers and competitive fees
Based on average sales from your payment solutions with Maya
Automatic payments
Settle your business loan seamlessly via the Maya Business Manager dashboard
Fast activation
Activate your business loan in minutes once you submit your application
To qualify for a Maya Flexi Loan, you must meet the following criteria:
- Be an active Maya Business solution user
- Have an active Maya Business Deposit Account
- Pass credit evaluation requirements
Use your Maya payments solutions actively and open a Maya Business Deposit account to improve your chances of getting your loan approved.
Before applying for a Maya Flexi Loan, make sure you have a Maya Business Deposit account. From there, all you have to do is:
Step 1: Log in to Maya Business app or maya.business.ph
Step 2: Go to the Loans tab
Step 3: Click Sign Up Now
If you're eligible, you'll be given a loan offer of up to ₱350,000 as a Starter account or up to ₱2,000,000 as a Pro account. Complete the rest of the application and you can start using your loan right away!
In case you're not eligible, we'll let you know when you can apply again. You may also visit the Loans tab from time to time to check your eligibility.
Once you apply for a Maya Flexi Loan, you'll see instantly if you've been approved. Make sure you have an active Maya Business Deposit account before applying.
The minimum loan offer you can get as a Starter account is ₱500 and for Pro account is ₱10,000. You can borrow any amount as long as it's within your available loan limit.
There is a one-time 1% admin fee and a Documentary Stamp Tax whenever you take out a business banking loan. The net loan proceeds will be deposited to your Business Deposit account.
In addition, a small service fee will be added to your monthly payments. If you decide to pay the whole loan early, please note that the monthly service fees for the whole repayment period will still be charged.
If you’re on a Maya Business Starter account, you can pay your loan for up to 3 months.
If you’re on a Maya Business Pro account, you can pay your loan for up to 12 months.
You will be given a monthly due date when you take out a loan. Your account details will reflect the due date.
Paying for your loan is simple:
You can see the details of your Maya Flexi Loan in the Loans tab of your Maya Business Manager.
You will receive email notifications from Maya 7 days, 3 days, and 1 day before your due date. Please pay on time to avoid penalties.
Your payment will be posted one business day after it is made.
A penalty fee of 0.17% per day past your due date will be applied based on the overdue principal loan balance until the total amount due, inclusive of penalties, is paid. Access to new business loan facilities will be temporarily restricted until the overdue balance is fully settled.
Pay your dues on time to avoid penalties, automatic deductions, or the suspension of your Maya Flexi Loan account.
Your payment will be applied to your first missed installment, which also includes the penalty, interest, and principal. Your missed installment must be fully paid before you can pay for the next installment.
No, your payment will always go to your missed installments first until they are fully settled.
For Maya Flexi Loan concerns and inquiries, contact us at (+632) 8-845-7700, toll-free at 1-800-1888-6571 using your PLDT landline, or at business-support@mayabank.ph.
Merchant inquiries:
business.signup@maya.ph
Maya is powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph
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