Securing meetings with potential investors is only the beginning. Even if they do seem impressed with your pitch, most investors will take a deep dive into your operations and finances to get a clearer picture of your business’s viability, a process referred to as due diligence.
This process can be daunting if you’re not used to it. Still, it’s important that you think of it as your chance to demonstrate your professionalism and your idea’s long-term potential. The better prepared you are, the smoother this stage becomes, and the stronger your case for additional investor funding.
Luckily, Maya is here to help you put your best foot forward. Let’s delve into how you can present an airtight case to your potential investors.
1. Keep Your Financial Records Audit-Ready
No matter how solid your business model is, messy books are a guaranteed way to turn off investors. If you’re relying on spreadsheets or manual methods, you may want to shop around for something better. Suitable accounting software, enterprise resource planning (ERP) solutions, and other tools that reduce the need for copy-pasting and manual calculations will be a huge boon to your records’ transparency and audit-readiness.
Using an online business banking solution like Maya Business Deposit can make investor audits even easier. With automated transaction histories and instant access to digital statements, you’ll save hours of reconciliation work. Even better, your records will always be accurate and ready to share, even during surprise investor reviews.
2. Build a Financial Buffer to Reduce Risk
Founders who think ahead are a major green flag for investors. This is especially true when it comes to financial foresight. Just having the right business bank accounts can already put you ahead in the eyes of knowledgeable investors.
Maya Business Deposit offers you some of the most competitive business banking in the Philippines, with a 2.5% per annum interest rate, which can earn you PHP 25,000 in interest per year on just a PHP 1 million deposit. This gives you a cash reserve that is also a credible hedge against inflation and market downturns.
Maya Business Deposit also outdoes traditional business bank accounts with zero maintaining balance to go with its industry-leading returns. All in all, it’s a practical way to demonstrate your commitment to stability while also maximizing your financial resources.
3. Demonstrate Reliable Cash Flow Management
Showing steady, predictable cash flow reassures investors that your business can handle both good times and lean periods. However, cash flow is not just about the money coming in. You also need to make sure your disbursements to employees and suppliers are timely and consistent.
Maya Business Deposit comes with a disbursement feature to help you streamline payroll and supplier payouts in one place. This adds credibility to your operations and sends the message that you take financial obligations seriously.
4. Ensure Compliance with Legal and Regulatory Standards
Any investor worth dealing with will want to see proper business registration, tax filings, and signs that your business is following industry-specific regulations. This compliance demonstrates that you run a responsible business, one that’s not likely to run afoul of regulations or legal disputes that put your investors’ stakes at risk.
With that in mind, it helps to maintain digital copies of critical documents. All permits, contracts, and licenses need to be accessible to your stakeholders in one easily accessible archive. This shows that you and your team value accountability and transparency, things that investors love to see.
5. Highlight Strong Governance Practices
Investors aren’t just betting on your outputs. More than ever, they’re betting on your leadership. They’ll want to see evidence of good governance, including clear decision-making processes as well as defined organizational structure and policies.
As stifling as these seem, showing even simple frameworks already puts you ahead of your competition. Consider creating basic governance documents such as founder agreements, employee handbooks, and conflict-resolution protocols, all fully aligned with your mission and vision. Taking the trouble to create these shows you’re not running your business on instinct alone, which should make many investors happy.
6. Showcase Market Traction and Growth Potential
Beyond simple revenue, investors will look at your customer acquisition rates, retention statistics, and partnerships. If you aren’t already, start tracking these critical performance indicators early to build an even stronger case for investors.
If you’re using Maya Business solutions for payment acceptance and business banking online, you’ll also have access to automated reports for data reconciliation through the Maya Business Manager dashboard. These insights can help you quantify traction to strengthen your pitch and answer tough questions with data-driven confidence.
7. Present a Professional Image
Ultimately, due diligence is as much about perception as it is about facts. If there’s anything that ties all these tips together, it’s that investors want startups to act like a serious business. Professionalism in every interaction, especially in how you share documents and how you explain your financials, creates the trust that investors need to back your growing venture.
Transform Startup Finances Into a Winning Pitch With Maya Business Deposit
Sign up for Maya Business today to give your investors the confidence they need to commit. Maya Business Deposit is a business banking solution that offers easy digital transaction histories so you’ll always have reliable records ready for your investors’ scrutiny.
Signing up for a Maya Business account entitles you to a high-interest Maya Business Deposit account for settling your online and in-store payments. Your account comes with an industry-leading 2.5% per annum interest rate, earning you PHP 25,000 in interest per year on a PHP 1 million deposit. You can also use your Maya Business Deposit account to transfer cash to investors, partners, and suppliers for free via InstaPay and PESONet, letting you save cash on daily transactions.
You’ll be happy to know that new Maya Business users can also receive a Maya Flexi Loan offer of up to PHP 2 million within just 3 months. With your Maya Flexi Loan, you’ll have even more ways to grow your business and seek more investment capital. Just use Maya as your primary processor for all wallet and card payments, and you’ll enjoy bigger and better loan offers in the future.
Sign up for Maya Business today to enjoy a seamless banking experience and to have the confidence to impress investors at every stage of growth.
