Business Banking

Maya Business Deposit is a fully digital deposit product powered by Maya Bank, Inc. for Maya Business clients. It simplifies money management for businesses of any size with a single account that lets you:

• Receive sales revenues
• Transfer funds to any bank or e-wallet via PESONet or InstaPay
• Disburse salaries and benefits to employees
• Earn an interest of 2.5%, a higher rate than what other banks usually offer

Maya Bank, Inc. is a digital bank supervised by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to PHP 500,000 per depositor.

Business banking online has never been more rewarding! Maya Business Deposit accounts earn an interest of 2.5% each year.

Here's a sample monthly interest computation:

Monthly Average Daily Balance: PHP 100,000
Interest (Monthly Average Daily Balance*2.5%*31Days/365): PHP127.40
Withholding Tax: PHP25.48
Ending Balance: PHP100,101.92

Any change to the interest rates will be announced and shall take effect immediately.

Earned interest will be credited to your Maya Business Deposit account at the beginning of each month subject to applicable taxes.

Maya Business Deposits is currently only available to select Maya Business Manager merchants. We're working on making this available to all our merchants soon!

Switch your settlement account to Maya Business Deposits in 3 easy steps:

1. Log in to your Maya Business Manager account at maya.ph/business/manager
2. On the top part of the screen, click Convert to Business Deposit icon.
3. Simply follow the instructions and submit the requirements.

Your account will be activated in 3 business days provided that you have completed the requirements. The available balance in your Maya Enterprise Wallet will be transferred soon after.

As an all-digital bank, we aim to make small business banking online more convenient for all merchants. Open a Maya Business Deposit account today to enjoy the best digital business banking Philippines has to offer.