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Fast track your business growth with a fully digital bank account that lets you do FREE transfers via PesoNet and earns 1.5% interest. When you can earn up to 4x higher interest than the average bank making the switch is easy.
The highest business deposit interest rate in the Philippines at 1.5%—up to 4x than the average bank
Send money to your partners and suppliers for FREE via PesoNet and InstaPay
No minimum balance required
Skip the hassle and pay multiple suppliers all in one go
Assign maker, checker, and approver to keep your transactions secure
*Currently only available to select Maya Business Manager merchants
Maya Business Deposit is a fully digital deposit product powered by Maya Bank, Inc. for Maya Business clients. It simplifies money management for businesses of any size with a single account that lets you:
Maya Bank, Inc. is a digital bank supervised by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to PHP 500,000 per depositor.
Maya Business Deposit accounts earn an interest of 1.5% each year.
Here's a sample monthly interest computation:
Monthly Average Daily Balance: PHP 100,000
Interest (Monthly Average Daily Balance*1.5%*31Days/365): PHP127.40
Withholding Tax: PHP25.48
Ending Balance: PHP100,101.92
Any change to the interest rates will be announced and shall take effect immediately.
Earned interest will be credited to your Maya Business Deposit account at the beginning of each month subject to applicable taxes.
Maya Business Deposits is currently only available to select Maya Business Manager merchants. We're working on making this available to all our merchants soon!
Switch your settlement account to Maya Business Deposits in 3 easy steps:
Your account will be activated in 3 business days provided that you have completed the requirements. The available balance in your Maya Enterprise Wallet will be transferred soon after.