Borrow big, win big

1. Promo runs from January 26 to April 30, 2026.
2. This promo is open to select merchants who:
   1. Will receive a promo SMS from Maya
   2. With an active loan offer, but has never availed of a loan
   3. With loan offer more than ₱10,000 only
3. To join the promo, eligible users must:
   1. Avail a loan of any amount and tenor within the promo period
   2. Merchant raffle tickets will depend on the loan amount they avail
   3. How to earn raffle tickets:

   Loan Amount	Raffle Ticket	Sample Scenarios
   Got a loan less than 50% of their credit limit	1	Merchant credit limit is ₱50k but got a loan of ₱24k which is less than the loan offer from Maya
   Got a loan at least 50% or more but less than 100% of their credit limit	3	Merchant credit limit is ₱66k but got a loan of ₱33k which is 50% of the loan offer from Maya
   Got a loan amount that is 100% of their credit limit	5	Merchant credit limit is ₱100k and got ₱100k which is 100% loan offer from Maya

4. Details of Raffle schedule:
   

   Loan Period	Raffle Draw	Monthly Raffle Prize
   January 26 – February 28, 2026	March 10, 2026	5 winners of up to ₱50,000
   March 1 – 31, 2026	April 9, 2026	5 winners of up to ₱50,000
   April 1 – 30, 2026	May 11, 2026	5 winners of up to ₱50,000

5. To be part of the raffle draw, eligible users:
   1. Should not be tagged with past due loan or as a delinquent borrower before the raffle draw date. If tagged as a delinquent borrower, their raffle ticket will be forfeited or voided and thus will be removed from the list for the raffle draw.
   2. Those who have not yet been picked in the raffle will still be part of the succeeding raffle draw until the last raffle draw date
6. Raffle winner selection:
   1. Raffle will be conducted along with the presence of an organic employee from the MSME & Retail team and employee from the legal & compliance team as witness. The raffle will be recorded via Teams call.
7. Winners of the raffle draw prize will depend on the loan amount of winning entry but is limited only up to ₱50,000. Refer to sample scenarios:
   1. If winner got a ₱50,000 loan and won the raffle their raffle prize will be ₱50,000
   2. If winner got a ₱150,000 loan and won the raffle their raffle prize will be ₱50,000 only
   3. Those who already won in the raffle will no longer be able to join the succeeding raffle draws.
8. Campaign monitoring and disbursement of raffle prize:
   1. List of eligible users to join the promo will be provided by the MSME & Retail team’s assigned Data & Analytics team. Every 2 weeks the data refreshes its list of new whitelist users who are eligible to join the promo.
   2. Monitoring will be taken care of the MSME & Retail team’s assigned Data & Analytics and Marketing team. There will be a weekly monitoring of campaign performance.
   3. Disbursement of the raffle prize will be processed within 7 banking days after raffle draw date which will be credited in their Maya Business wallet or business deposit account.

General Terms and Conditions:

1. Maya reserves the right to withdraw, cancel, or claw back rewards issued erroneously or obtained through fraud or abuse of the system.
2. Users who are blacklisted or have duplicate accounts are not eligible for the promo.
3. Maya reserves the right to refuse the awarding of rewards if any fraudulent activity is detected.
4. For inquiries, users may call (02) 8845 7777 or contact their assigned Maya Solutions Accredited Partner.
5. This campaign is for Maya Advance, a product of Maya Bank, Inc. Both Maya Philippines, Inc. and Maya Bank, Inc. are regulated by Bangko Sentral ng Pilipinas (bsp.gov.ph)
6. For concerns or complaints, cardholders may contact Maya Customer Support via the Maya App. Unresolved concerns may be escalated to the Bangko Sentral ng Pilipinas (BSP) through the BSP Consumer Assistance Mechanism (CAM).
7. For this promo the participants data will be processed for promo administration, monitoring and raffle purpose, subject to user content.