With more Filipino businesses going digital and customers expecting faster, easier ways to pay, finding the right payment service has become essential. One increasingly popular option is a link payment or payment link solution. It’s like a virtual payment terminal where you simply send a secure payment link to your customer via chat, text, or email. Once they click it, they can pay using their preferred method, such as via credit or debit card, digital wallet, or QR Ph.
For businesses looking to simplify transactions without spending a lot on payment systems, Maya Payment Links offers a flexible, mobile-friendly, and cost-efficient way to accept payments. But how do you know if this is the right fit for your business? Below are key situations that suggest it might be the ideal solution for you.
You Don’t Have a Full-Service E-Commerce Website with a Payment Gateway
If you're just starting out or running a small-scale operation, you may not have the resources to set up a full-fledged online store complete with a payment gateway. Indeed, building a website takes time, money, and technical know-how, something not every entrepreneur has readily available. In such cases, a link-for-payment solution provides a practical workaround.
With Maya Payment Links, you don’t need a website at all. Instead, you can generate a payment link in minutes through Maya Business Manager and then send this unique link to your customers via any messaging channel. This is ideal for local merchants, online resellers, and home-based businesses who want to accept payments quickly while keeping overhead costs low.
Your Customers Prefer Quick, Mobile-Friendly Checkout Options
Mobile commerce is now the norm in the Philippines, where many consumers make purchases directly from their phones. However, if they encounter a complicated checkout process, it can easily discourage them from completing their purchase. That’s why a mobile-friendly solution like Maya Payment Links is so effective.
When your customer receives the link, all they need to do is tap it, choose their preferred payment method, and confirm the transaction. There are no account signups or long forms—just a fast and familiar payment flow. Most importantly, this is a free payment link solution for your customers to use, which means they won’t be charged any additional amount when paying.
You Have No E-Commerce Website Yet and Sell through Social Media, Messaging Apps, or Email
A growing number of Filipino entrepreneurs sell primarily through social media platforms or messaging apps. If this is your main sales channel, then a link payment solution is a natural fit. Rather than trying to move your customers to a different website or payment page, you can complete the entire transaction within the same platform you’re already using to engage with them. After confirming the order via chat, just send a payment link. This helps close sales faster while keeping the buyer journey simple and convenient.
You Offer Services or Invoices Rather Than Physical Products
If you're a freelancer, consultant, creative professional, or have a small business that offers services, you know how tricky it can be to collect payments promptly. Sending bank details and waiting for a screenshot can lead to delays and confusion. With Maya Payment Links, you can streamline the process by sending a link that contains all the payment details upfront, including the amount and your custom payment link. Your client can then simply click and pay, and you receive the confirmation in real time. Aside from the straightforward process, this makes your business look more professional and helps you get paid faster, with fewer follow-ups.
You’re Looking for a Temporary or Supplemental Payment Solution
Even if you already have an e-commerce site with a payment gateway or a physical store with payment terminals, a link payment solution can still serve as a helpful supplemental solution. It’s ideal for limited-time promotions, pop-up events, or personalized purchases that don’t follow the standard checkout process.
For example, if you’re running a pre-order campaign or accommodating custom requests through direct messages, sending a payment link makes the transaction easier for both parties. It also provides customers with additional flexibility, especially if they prefer to pay through a mobile wallet instead of entering card details on your website.
You Want to Get Paid Faster without Technical Headaches
Setting up digital payment systems can often feel overwhelming, especially if you’re not tech-savvy or don’t have access to a professional web developer. Fortunately, Maya Payment Links is designed to be as straightforward as possible. You can generate a link through the Maya Business Manager without any coding knowledge.
You also get a custom online payment link that you can use for all your customers, and you won’t need to generate one every single time you need to bill someone. Once the payment is completed, you receive immediate confirmation through email and easily track everything through the Maya Business Manager. With this hassle-free process, you reduce delays, eliminate manual errors, and simplify your back-end operations.
Get an Effective Payment Link Solution through Maya Business
Sign up for Maya Business and have access to Maya Payment Links, along with other business-friendly solutions.
Setting up a Maya Business account also lets you open a Maya Business Deposit account and use it as your settlement account. It has an industry-leading 2.5% per annum interest rate, which allows you to earn PHP 25,000 in interest per year on a PHP 1 million deposit. Furthermore, you’ll be able to send money to your partners and suppliers for free via InstaPay and PESONet, letting you save more.
Signing up also qualifies you for a no-collateral Maya Flexi Loan offer of up to PHP 2 million in just 3 months, allowing you to have another funding source to further develop your business. Just use Maya as your primary processor for all wallet and card payments to get better loan offers.
Ready to simplify payments? Sign up for Maya Business today and unlock smarter solutions for your business.
