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As credit card use continues to rise in the Philippines, small- and medium-sized enterprises (SMEs) and startups need to move beyond traditional cash payments and find solutions that will allow them to accept credit cards, debit cards, and the many different forms of electronic payments available today. However, businesses should take care to not invest in just any credit card machine. They also need to consider which options best align with their unique business needs.
Of all the card payment machinesolutions available to SMEs and startups, the Maya Terminal (sometimes still called the PayMaya credit card terminal) stands out in several ways. Let’s look at nine compelling reasons why the Maya Terminal may be the right e-payments and credit card POSfor your growing business.
1) Accepts All Digital Payments
The Maya Terminal can facilitate a full range of electronic payments, including payments with tap-to-pay near-field communication (NFC) cards, dipping with EMV cards, QR code payments (including QR Ph payments, and payments with popular e-wallets like Maya, GCash, GrabPay, ShopeePay, and WeChat Pay). Notably, the Maya Terminal is also a card swipe machine, allowing it to process magnetic swipe debit and credit cards.
2) User-Friendly Interface
The Maya Terminal’s hardware and bundled firmware are user-friendly and simple to use, shortening training time and minimizing the odds of payment errors. Its simplicity also makes it the right card terminal forbusinesses that consistently experience high sales volumes.
3) Convenience and Portability
Unlike traditional credit card terminaldevices, the Maya Terminal is designed to be mobile, giving you full flexibility in your checkout process. While you could keep your Maya Terminal in one spot, you could easily move it around as your needs change. This makes these devices usable in restaurant settings, pop-up stores, and for occasional fieldwork. If you need something even handier, you can also opt for a Maya Terminal Lite as your main card terminal machine.
4) A Selection of Connectivity Options
Unlike conventional card machines, the Maya Terminal can be connected to the internet through Wi-Fi, LTE, 3G, 4G, or Bluetooth. With so many connectivity options to choose from, the Maya Terminal can effectively facilitate transactions even in remote or underserved areas where traditional network infrastructure may be limited. This level of connectivity allows you to seamlessly process payments, regardless of your location or the availability of stable internet connections.
5) High Levels of Data Security
Maya prioritizes data security, and this is reflected in Maya Terminal’s security features. All systems related to the Maya Terminal fully comply with the Payment Card Industry Data Security Standard (PCI DSS), ensuring that payments made through the device are secured to a high level. This certification ensures that the device offers top-notch data security for customers paying with credit or debit cards.
6) Safe to Use in Potentially Explosive Environments
Philippine SMEs and startups come in all forms, and some have more challenging operating environments than others. For instance, gas stations, bakeries, restaurants, art supplies shops, hardware stores, and other businesses that deal with flammable dust or vapors have to use ATEX-certified devices to avoid explosions. With its ATEX certification, the Maya Terminal is indeed the perfect payment device for these environments.
7) Periodic Function and Security Updates
The software on Maya’s credit card terminal solutions is periodically updated with new features, payment options, and security patches, keeping the devices safe from cyber threats and creating new opportunities for your business. With the Maya Terminal, you can be sure that your payment solution will always be relevant.
8) Industry-Leading Technology
Over the years, Maya has been the first to introduce a variety of fintech innovations to the Philippine market. With its clear competitive advantage in terms of tech innovation, Maya Terminal users can expect continuous advancements and cutting-edge features that enhance their payment experience.
9) Top-Notch Customer Support
Users of the Maya Terminal and other Maya Business solutions can fully expect prompt and reliable support for any technical issues. Should your e-payments and credit card swipe machinefail or if you have any questions about Maya’s payment solutions, you can contact the Maya Business Merchant Hotline at (+632) 8845-7700 or call its domestic toll-free number at 1800-1888-6571. You can also email firstname.lastname@example.org for questions about your Maya Terminal device or other Maya Business payment products.
Accept any Card, Anytime, Anywhere
Maya Terminal offers a long list of benefits that make it the best choice for growing Philippine-based SMEs. Its feature set transcends what many come to expect from a typical card payments device, facilitating not just credit and debit card payments but a full range of other cashless payments as well. With Filipinos using their payment cards for more transactions than ever before, Maya Terminal’s forward-looking features are well-suited for the Philippines’ shifting payments landscape.
Becoming a Maya Business user doesn’t just give you access to the Maya Terminal and other payment solutions—it also lets you participate in exclusive promos like Maya 1-2-3 Grow.
Maya 1-2-3 Grow entitles participants to a 1% MDR (merchant discount rate) onall QR Ph sales for 3 months from promo onboarding, giving your SME or startup huge savings. If you have a Maya Deposit account, you can get an extra month of 1% MDR and potentially boost your savings up to PHP 102,200 for every PHP 7 million worth of sales. Opting into the Maya 1-2-3 Grow bundle also entitles you to a no-collateral Maya Flexi Loan offer as large as PHP 2 million in just 3 months or less.
Create a Maya Business account today to get the Maya Terminal, and sign up for the Maya 1-2-3 Grow bundle. With Maya Terminal and other Maya Business solutions, you’ll soon be on your way to unlocking your business’s true potential.
Maya is powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas.