Effective October 5, 2022, Maya has updated their Terms & Conditions. Visit here to view the updated T&Cs.

Maya Cash In the Easy Way With UnionBank

Union Bank of the Philippines or simply UnionBank is one of the leading banks in the country. Established in 1968, UnionBank is a universal bank offering a wide range of services to both its individual and corporate customers.

Aside from its legacy of quality service, UnionBank is also known for its technological focus. They're among the leaders in the industry when it comes to digital solutions, allowing customers to open a new account, deposit checks, and even track spending all through the UnionBank Mobile App.

Speaking of digital solutions, customers can also add money to their Maya accounts using UnionBank. This can be done either through the UnionBank website or the above-mentioned app. Whichever method you choose, you can rest assured that you'll experience a hassle-free process.

Simple steps to cash in using Unionbank

Via the Maya App
Transfer funds directly from your bank account.
  1. Log in to your Maya app
  2.  Select "Cash In" icon on the home screen
  3. Select Cash in via "Bank Account" banner and select the UnionBank logo
  4. Enter the desired amount then select "Continue"
  5. Log in to your UnionBank account and complete authentication requirements by the bank
  6. Select the source account to be linked and click "Authorize"
  7. Once confirmed and linked, the bank will debit the amount from the linked bank account and top it up to your Maya account

*Minimum cash in amount per transaction is PHP 500.00. Maximum cash in amount per transaction is PHP 20,000.00.
*Your maximum daily cash in amount is Php 100,000. Your maximum monthly cash in amount depends on your Maya account's
monthly aggregate limit
*You can only link the same bank account to your Maya account once

Note: Cashing in from your linked bank account comes with a small P5 fee.

UnionBank Mobile Banking (via InstaPay)
Cash in to your Maya account in real-time
with your UnionBank Online mobile app.

  1. Log in to your UnionBank Mobile Banking app and select "Send/Request"
  2. Go to "Send Money via InstaPay", then choose "Maya" under Banks
  3. Enter your Maya mobile number in this format: 09XXXXXXXXX, then tap "Next"
  4. Choose the purpose of your transaction: either donation, fund transfer, or payment
  5. Enter the amount, then tap "Next"
  6. Review the details you have entered, then select "Transfer"
  7. Type in the One-Time Password (OTP) that will be sent to your registered mobile number
  8. Wait for the confirmation message to appear on your screen

*No minimum Cash in amount. 

*Maximum Cash in limit is Php50,000 per transaction. 

*There is a Php10 charge for every successful Unionbank to Maya Cash in transaction.

UnionBank Online Banking (via Bills Payment)
Don't have the UnionBank Online app? Cash in to your Maya account with zero fees through UnionBank Online Banking

  1. Log on your UnionBank account and Choose "Transact" then "Pay Bills".
  2. Choose industry of biller then select "Biller Name".
  3. On the "Biller's Reference" field, enter the desired amount and your Maya mobile number in this 639XXXXXXXXX.
  4. Choose the source account, then click "Submit".
  5. Wait for an SMS confirmation from Maya.

*Cash in transactions will be credited to the Maya account within 2 hours. 

*Minimum Cash in amount is Php500.

UnionBank Mobile Banking (via Bills Payment)
Cash in to your Maya account with zero fees
using your UnionBank Online mobile app!

  1. Log on to your UnionBank eBanking account
  2. Choose "Bills Payment"
  3. On the "Biller Name" field, choose "Maya".
  4. Choose the source account and enter the desired amount.
  5. On the "Biller's Reference Number" field, enter your Maya mobile number in this format 639XXXXXXXXX, then click "Pay".
  6. Wait for the online payment confirmation to appear on your screen.

*Cash in transactions will be credited to the Maya account within 2 hours. 

*Minimum Cash in amount is Php500.

UnionBank via ATM
  1. Insert your UnionBank ATM card and choose "Bills Payment".
  2. Choose the source account and then select "Maya".
  3. Enter your Maya mobile number and desired amount.
  4. Get the transaction receipt from the ATM.

*Cash in transactions will be credited to the Maya account within 2 hours. 

*Minimum Cash in amount is Php500.


About UnionBank

UnionBank was established in 1968, originally incorporated as "Union Savings and Mortgage Bank." It officially became a commercial bank in 1982, and received a license to operate as a universal bank in 1992. In the same year, UnionBank's shares were also listed at the Philippine Stock Exchange. In 1993 and 2006, UnionBank merged with International Corporate Bank ("Interbank") and International Exchange Bank ("iBank").

Today, UnionBank is one of the Philippines' leading digital banks. They freely embrace technological innovations, to be able to provide customers with superior experiences and transformative banking. Their drive is to "Tech Up Pilipinas," promoting inclusive prosperity and powering the future of banking. UnionBank also dreams of helping the Philippines become a G20 country by 2050.

Products and Services 

UnionBank has an extensive list of corporate, MSME, and personal banking services. Corporate clients have access to cash management and commercial banking solutions, among many others. MSMEs, on the other hand, can avail business loans and use a suite of payment solutions. Meanwhile, UnionBank personal banking covers debit and credit cards, savings accounts, consumer loans, insurance, and investment products just to name a few.

There's also UnionBank Online and the UnionBank Mobile App which allow account holders to manage their finances on the go. Both of these platforms can be used to check their balance, transfer money, control their credit card spending, and more.

Maya users with UnionBank accounts can also cash in their e-wallets using UnionBank Online and the mobile app. Through the website, Maya cash in can be accomplished through the Pay Bills function. Using the app, it can be done via InstaPay.

For hassle-free Maya cash-in and other transactions, always check and install the latest updates of the Maya app. It's also recommended to upgrade your account so you can unlock more features.

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