Liza has leveled up to the no. 1 digital bank app
Now it's your turn to enjoy up to 10% interest p.a. daily with just 1 ID and no minimum balance
* in monthly active users
**Promo starts March 7, 2023.
Boost your interest now!
Start saving in 3 easy steps
Start saving
in 3 easy steps
Maya Savings is available to upgraded Maya accounts
1 Open Maya and tap ‘Savings’
2 On the dashboard, tap 'Start saving now'
3 Fund your Maya Savings by depositing from your Wallet instantly and for free
Earn up to 10% interest p.a. everyday in a secure bank that does...
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Personalized card
✨ Earn up to 10% interest
Get a higher interest rate by doing everyday payments with Maya.
Boost your interest up to 10% interest p.a.* daily simply by spending a total of ₱30,000 when you buy load, pay bills, or use Maya to pay via QR, card, or mobile number.
* 10% p.a. daily interest applies to your first ₱100,000 deposit balance.
**Users can also earn 5, 6, or 8% interest p.a. with a min. spend of P250, P1,000, and P20,000, respectively.
Promo period:
March 7 to April 30, 2023
☂️ Safe and secure
Maya Savings is regulated by the Bangko Sentral ng Pilipinas.
Deposits are insured by PDIC up to ₱500,000 per depositor.
Personalized card
Shop to your heart’s delight or withdraw cash* with a cool black card with your @username on it.
Plus, get it FREE when you open a Maya Savings account and deposit P1,000!
1 Free Maya card promo is open to new and existing users until March 31, 2023.
2 Works with ATMs that accept VISA or Mastercard
3 Get your ₱200 cashback within 14 days after ordering your Maya card with your @username
Buy a Maya Card
✨ Get started with just 1 ID and no minimum balance
Upgrade your Maya account and start your Maya Savings with just one valid ID. There’s a welcome treat waiting for you!
Need help upgrading your account?
Learn how
💸 Easy deposits and free transfers
Enjoy multiple ways to move your money in and out of Maya Savings. Transfer and deposit directly from BPI, BDO, UnionBank, GCash, ShopeePay, and more.
Deposit
✅ From your Maya Wallet1 instantly and for free
✅ From other banks and e-wallets via PESONet and InstaPay2
Transfer
✅ To your friends’ Maya Savings instantly and for free
✅ To other banks and e-wallets via PESONet3 and InstaPay4
- Cash in to your Maya Wallet using these methods:
- FREE using your linked bank account/s
- FREE up to ₱8,000/month from over-the-counter channels
- FREE up to P15,000/month via Maya Center
- Fee depends on the source bank.
- PESONet transfers are free until further notice.
- ₱15 fee per transaction. Terms and Conditions apply.
🎯 Manage personal goals
Create up to 5 Personal Goal accounts and earn a guaranteed 6% interest p.a. (applies to balance of up to P1 million).
Learn More
🤑 All-in-one digital bank
Maya's the only app you need for your money – loan up to ₱18,000 in credit, explore your money's potential with crypto, pay your bills, buy load, spend anywhere, send money to your friends, and more.
We're not kidding when we say it's everything and a bank!
Download Maya
How do I start saving?
Log in to your Maya app, tap ‘Savings’ at the top of the screen, and select
‘Start saving now.’ Follow the rest of the instructions to set up your Maya
Savings account!
How much interest does my money earn with Maya Savings?
Your Savings account earns a base interest rate of 4.0% per annum*
credited daily.
Want it boosted to 10% p.a.? Simply pay with Maya to earn a bonus interest
of up to 6.0% p.a.**. You can learn more at mayabank.ph/10percentboost!
Interest rates may change but will only take effect after the public has been notified. Accounts
with no deposit or withdrawal for the past 2 years will earn no interest. For the latest interest
rates, see Annex A of the Terms and Conditions at mayabank.ph/terms-conditions.
*Base interest rate applies to deposit balance of up to P5,000,000
**Bonus interest applies to deposit balance of up to P100,000
When is my interest credited to my account?
Your Maya Savings account earns interest daily. Your interest is based on
your balance at the end of the day and is credited to your account on the
next day minus applicable taxes.
Your Personal Goal accounts, meanwhile, earn interest monthly. Your
interest is credited to your accounts on the first calendar day of the following
month minus applicable taxes.
Is my money safe with Maya Savings?
Absolutely. We own a digital banking license from the Bangko Sentral ng
Pilipinas, meaning our customers are protected by very strict standards and
guidelines. In addition, deposits are insured by the Philippine Deposit
Insurance Corporation (PDIC) up to P500,000 per depositor. You can rest
easy knowing your money is safe with Maya.
What information do I need to provide to open an account?
If you already have an upgraded Maya account, we should have all the
information we need for you to start saving. Otherwise, you’ll need to
upgrade first and provide the following:
- Full name (including your middle name) and/or PhilSys number (if available)
- Date and place of birth
- Address
- Contact number and email address
- itizenship or nationality
- Source of funds and nature of work
- Signature or biometric data
- 1 primary ID or 2 secondary IDs (go to maya.ph/upgrade for a full list of accepted IDs)
Your information will be shared with Maya Bank, Inc. with your consent.
Can I start saving if I only have a basic Maya account?
You'll need to upgrade your account first, which will also unlock the rest of Maya's features. Upgrading is totally free and shouldn't take long. For instructions, visit maya.ph/upgrade.
Is there a minimum balance needed to start a Savings account?
No. You can deposit as little or as much as you want!
How is earned interest computed?
Earned interest is computed daily using the applicable interest rate/s and your end-of-day balance based on (Actual number of days considered in the computation)/(365).
Daily interest earned is computed based on the following formula:
End-of-day balance x (interest rate) x (1/365)
Total interest earned for the month is the sum of the daily interest earned for each day in the month.
Interest rates may change but will only take effect after the public has been notified. Accounts with no deposit or withdrawal for the past 2 years will earn no interest. For the latest interest rates, see Annex A of the Terms and Conditions at mayabank.ph/terms-conditions.
Is my Maya number different from my Maya Savings account number?
Yes. Your Maya Savings account number is 12 digits long and may only be used for bank-related transactions, like transfers. You can find it under My Savings (or under the name of your Personal Goal/s, if you have any).
Your Maya number, on the other hand, is the 11-digit mobile number you used to create your Maya account.
How do I deposit to my account?
You can deposit using money from your Maya Wallet or from a non-Maya bank account:
From your Maya Wallet
- On your Savings dashboard, tap 'Deposit.'
- Choose ‘My Wallet.’
- Choose ‘My Savings’ (or any of your Personal Goals, if you have any)
- Enter the amount to be deposited.
- Press ‘Deposit’ to complete the transaction.
From a non-Maya bank app
- Open your other bank app and initiate a transfer.
- Select 'Maya Bank, Inc.' as the destination.
- Enter your account details, including your 12-digit Maya Savings account number.
- Enter the amount to be transferred.
- Choose PESONet or InstaPay and complete the transaction.
Note: PESONet transactions made before 4 PM will be posted within the same business day. PESONet transactions made after 4 PM or on a holiday or weekend will be processed on the next available business day.
How do I transfer money from my Maya Savings to my Maya Wallet?
You can transfer to your Wallet instantly and for free. Here’s how:
- On your Savings dashboard, tap 'Transfer.'
- Choose 'My Wallet.'
- Enter the amount to be transferred.
- Tap 'Transfer' to complete the transaction.
It’s everything and a bank. What more could you need?
For existing PayMaya users, update your app to Maya
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