Promo has ended

🤑 FREE Cash In via InstaPay to Maya!

Enjoy ZERO FEES when you cash in from your bank or e-wallet to Maya

  1. Promo runs from November 16 to December 31, 2022. Promo extended until February 28, 2023 as approved by DTI FTEB.
  2. This promo is open to new and select upgraded Maya users only who will transfer funds directly from their bank accounts (from partner banks with no waived fees) and e-wallet (GCash only) to their Maya e-wallets via InstaPay during the promo period. These are the following qualified users:
    1. New to Maya users
    2. Have no cash in transaction in the past x months (consumer accounts only)
    3. Smart Postpaid users
  3. Select users eligible for other targeted promos may no longer be eligible for this promo at the discretion of Maya.
  4. Minimum cash in amount is P1,500 to qualify for the cashback voucher. To qualify, follow the following steps:
    1. Open your bank app or e-wallet and transfer via InstaPay
    2. Choose PayMaya/Maya Wallet and enter your wallet’s mobile number
    3. Open Maya to check that you’ve received your money in the app
  5. Cash in amount required is subject to source bank's minimum amount requirement.
  6. Qualified users will receive up to P25 cashback per voucher on their InstaPay fees when they cash in to their Maya e-wallets via InstaPay within the promo duration.
  7. Users may avail of the promo only once (1x) per month during the total promo duration. Users can avail up to 2x for the full promo duration.
  8. The maximum reward users will receive is equivalent to their banks’ or e-wallet's Instapay fee. See fee table below as of August 2022 (InstaPay fees are dictated by partners and may change at their discretion during the promo period. However, only the fees below will be rebated for this promo):
    P8.00 Asia United Bank Corporation
    East West Rural Bank, Inc.
    P10.00 Dungganon Bank (A Microfinance Rural Bank), Inc.
    East West Banking Corporation
    Maybank Philippines, Inc.
    Queen City Development Bank, Inc.
    Robinsons Bank Corporation
    Union Bank of the Philippines
    P12.00 CARD Bank Inc.
    China Bank Savings, Inc.
    P15.00 AllBank (A Thrift Bank), Inc.
    G-Xchange, Inc.
    Bank of Commerce
    Cebuana Lhuillier Rural Bank, Inc.
    CTBC Bank (Philippines) Corporation
    Equicom Savings Bank, Inc.
    Malayan Bank Savings and Mortgage Bank, Inc.
    Philippine Savings Bank
    StarPay Corporation
    Sterling Bank of Asia, Inc., A Savings Bank
    Wealth Development Bank Corporation
    China Banking Corporation
    P20.00 Philippine Bank of Communications
    Philippine National Bank
    Bank of China
    P25.00 Bank of the Philippine Islands / BPI Family Bank can also send InstaPay transfer via BPI rail.
    BDO Unibank, Inc.
    BPI Direct BanKO, Inc., A Savings Bank
    Land Bank of the Philippines
    Metropolitan Bank and Trust Company
    Producers Savings Bank Corporation
    Security Bank Corporation
    Rizal Commercial Banking Corporation
  9. The following transactions are not included in the promo and will not be rewarded
    1. Transferring of funds to other banks and e-wallets via InstaPay
    2. Transferring of funds into the Maya e-wallet via online linked account directly within the Maya app
    3. Cashing in via over-the-counter (OTC) channels
    4. Cashing in via other e-wallets not included in the list above
  10. Only transactions from banks and e-wallet (GCash) with existing InstaPay cash in fees will be qualified for the cashback. Transactions from banks with waived fees are not qualified from the promo.
  11. Qualified users will receive their cashback voucher in the Maya app.
  12. To redeem the cashback voucher, follow these steps:
    1. Open the Maya app and log in to your account
    2. Tap “Vouchers” in the home screen
    3. Select the voucher you want to redeem under “Available” and tap “Claim”
    4. Review the details and amount of the voucher and tap “Claim Now”
    5. You will receive a notification of the voucher redemption in-app and via SMS
    6. Redeemed voucher amount will be reflected in your PayMaya account balance
  13. Qualified users will receive their cashback vouchers from the date of their valid transaction up to fourteen (14) days after the promo period.
  14. This promo is applicable only to unique and valid Maya Consumer accounts registered under a unique mobile number and mobile device. User will not be eligible to participate in the promo if he/she creates multiple accounts using one mobile device. Maya reserves the right to withdraw and/or expire wrongfully rewarded cashbacks or vouchers regardless if claimed or unclaimed by the user.
  15. Maya users with duplicate accounts or who are blacklisted cannot participate in this promo. Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or participant is blacklisted.
  16. Maya reserves the right to refuse the awarding of cashback or rewards to accounts that are suspected to be invalid or fraudulent (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
  17. Maya reserves the right to withdraw cashback or rewards to invalid accounts even if the user has already received the cashback or benefit.
  18. Should the qualified transaction be cancelled or declined, whether the cancellation is customer- or biller-initiated, Maya reserves the right to withdraw the cashback or rewards equivalent to the cancelled payment transaction, even if the cashback has already been credited. Maya reserves the right to debit any points/cash reward credited from your balance. If your balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, Maya reserves the right to debit the balance not withdrawn when your balance is sufficient.
  19. Maya users with merchant accounts and those under Maya Business App (formerly known as PayMaya Negosyo) are disqualified from participating in this promo.
  20. Any reward credited to the qualified user shall be deemed final unless the customer notifies Maya of mistake in crediting, such as, but not limited to: incorrect reward credited or uncredited reward, within 30 calendar days from the end of the promo period.
  21. The customer must notify Maya for any complaints regarding the promo. The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, (+632) 8845-7788 or email
  22. Maya users who have exceeded their aggregate limits may not receive their prize or cashback on time. The prize or cashback can only be credited the following month or once a user’s account balance is once again within the allowable limits – Php 50,000 for starter accounts and Php 100,000 for upgraded accounts.

DTI Fair Trade Permit No. FTEB-155656 Series of 2022

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About Maya 

Maya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cut across consumers, merchants, communities, and government. Through its enterprise business, it is the largest digital payments processor for key industries in the country including "everyday" merchants such as the largest retail, food, gas, and eCommerce merchants, as well as government agencies and units.

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