Ongoing until December 1, 2023

Pay with your number and earn two chances of getting up to 100% Balik Bayad!

JFC-Deals-Page-Banner (July 22_ 2020)

Promo Mechanics:

  1. This promo is open to all PayMaya users with upgraded accounts who will order from any of the participating merchants’ Messenger chatbot and pay using their PayMaya-registered mobile numbers.
    For more details on how to upgrade your PayMaya account, visit  
  2. This promo will run from July 15 – September 15, 2020. Promo is extended until September 30, 2020, as approved by the DTI-FTEB.
  3. Qualified users who will spend at least P500 and pay using their PayMaya-registered mobile numbers will get two chances to earn back any of the following:
    1. 1% of the total qualified transaction, maximum of P500 per transaction.
    2. 10% of the total qualified transaction, maximum of P500 per transaction.
    3. 100% of the total qualified transaction, maximum of P500 per transaction.
  4. The maximum cashback each participating user can earn during the promo period is P1,000.
  5. Users who have already reached the P1,000 cashback limit from the Nationwide Pay with PayMaya Promo will only get one cashback per transaction during the promo period.
  6. Non-upgraded PayMaya users are not qualified and can only participate in this promo only AFTER his/her
    PayMaya account has been upgraded. Transactions made prior to account upgrade are not qualified to get any cashback.
  7. Qualified users will receive their cashback any time after their valid transaction to up to fourteen (14) business days after the promo period.
  8. Splitting of payment transactions will not be allowed. A single transaction that is split into multiple payments with the intention of redeeming more than one cashback will NOT qualify.
  9. This promo is applicable to unique and valid PayMaya accounts only. Multiple transactions/payments made
    from the same device using different mobile numbers will not be considered valid.
  10. Users with duplicate accounts or who are blacklisted cannot participate in this promo.
  11. PayMaya reserves the right to refuse the awarding of cashback or rewards to accounts that are suspected to be invalid or fraudulent (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
  12. PayMaya reserves the right to withdraw cashback or rewards to invalid accounts even if the user has already received the cashback or benefit.
  13. Should the qualified transaction be cancelled or declined, whether the cancellation is customer- or biller-
    initiated, PayMaya reserves the right to withdraw the cashback or rewards equivalent to the cancelled
    payment transaction, even if the cashback has already been credited. PayMaya reserves the right to debit any points/cash reward credited from your balance. If your balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, PayMaya reserves the right to debit the balance not withdrawn when your balance is sufficient.
  14. PayMaya users with merchant accounts and those under PayMaya Negosyo are disqualified from participating in this promo.
  15. PayMaya users who have exceeded their aggregate limits many not receive their cashback on time. The
    cashback can only be credited the following month or once a user’s account balance is once again within the allowable limits – P50,000 for starter accounts and P100,000 for upgraded accounts.
  16. The customer must notify PayMaya for any complaints regarding the promo. The decision of PayMaya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, please email
  17. In the purchase of goods and services which are on promotional discount, the senior citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.

List of Participating Merchants*

*List updated regularly. 

Per DTI Fair Trade Permit No. FTEB 101782, Series of 2020.

It’s everything and a bank. What more could you need?

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About Maya 

Maya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cut across consumers, merchants, communities, and government. Through its enterprise business, it is the largest digital payments processor for key industries in the country including "everyday" merchants such as the largest retail, food, gas, and eCommerce merchants, as well as government agencies and units.

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