Get a Chance to Pay P1 for Your Bill Plus up to P200 Cashback

1. General Promo Mechanics
   1. The promo period is from February 10 to February 28, 2022.
   2. This promo is open to all PayMaya customers, with a mobile number from any of the local telco providers (i.e. Smart/Sun Cellular/TNT, Globe/TM, DITO, etc), who are currently residing in the Philippines, and will transact using the PayMaya app.
   3. Users can participate in this promo and
      1. Get a chance to be one of the 50 PayMaya users to only pay P1 for their bill and have the rest of the bill amount refunded to their PayMaya Account, capped at PHP 5,000.
      2. For new bills pay users, get PHP100 cashback when they pay their bills using the PayMaya app for consumers, with a minimum bills payment amount of PHP 500. Max of 2x availment
      3. For returning bills pay users, get a maximum of PHP 50 cashback when they pay their bills using the PayMaya app for consumers, with a minimum bills payment amount of PHP 500.
      4. For the 50 chosen raffle winners, their total cashback amount (maximum of PHP 200) will be deducted from the amount to be reimbursed to their PayMaya wallet to avoid double rewarding.
   4. All transactions must be cleared, successful, and posted before the user is credited with the reward and be qualified for the raffle.
   5. Bills payment and donations made for specific categories and businesses listed below are not qualified for this promo:
      1. All billers under “Donations” category
      2. All billers under “Payments Solution” category
      3. COL Financial
   6. This promo is only applicable to unique and valid PayMaya consumer accounts only. PayMaya users with merchant accounts and under PayMaya Negosyo are disqualified from participating in this promo. Moreover, PayMaya reserves the right to withdraw rewards or prizes if one person has already received the prize or benefit, even if already issued.
   7. This promo is applicable only to unique and valid PayMaya accounts registered under a unique mobile number and mobile device. User will not be eligible to participate in the promo if he/she creates multiple accounts using one mobile device. Moreover, accounts created, and transactions made outside of the PayMaya app are not eligible for this promo.
   8. Refunded transactions made through the PayMaya will not qualify for this promo. Moreover, splitting the same bill for the same biller into multiple transactions is not allowed and is subject to withdrawal of prizes.
   9. All PayMaya users must follow strict compliance with mandatory social distancing requirements as imposed by the Philippine government to prevent the spread of the COVID-19 virus. For your health and safety, always remember to maintain spacing of at least 1 meter in diameter between you and other people while in public areas.
   10. PayMaya users with duplicate accounts or who are blacklisted cannot participate in this promo. PayMaya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or participant is blacklisted.
   11. PayMaya reserves the right to refuse and withdraw the awarding of rewards or prizes to accounts that are proven to be invalid or fraudulent or a result of gaming (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
   12. Should the qualified transaction be cancelled or declined, whether the cancellation is customer- or biller-initiated, PayMaya reserves the right to withdraw the cashback or reward equivalent to the cancelled payment transaction, even if the cashback or reward has already been credited.  PayMaya reserves the right to debit any points/cash reward credited from your balance. If your balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, PayMaya reserves the right to debit the balance not withdrawn when your balance is sufficient.
   13. The customer must notify PayMaya for any complaints regarding the promo. The decision of PayMaya on the complaint with concurrence of DTI FTEB shall be considered final. For clarifications and complaints relative to this promo, please email support@paymaya.com.
   14. PayMaya users who have exceeded their aggregate limits may not receive their prize or cashback on time. The prize or cashback can only be credited the following month or once a user’s account balance is once again within the allowable limits – P50,000 for starter accounts and P100,000 for upgraded accounts.
2. Mechanics for the PHP 1 Raffle
   1. The raffle promo will cover bills payments from February 21 to February 28, 2022.
   2. Users can participate in this promo and get a chance to be one of the 50 PayMaya users to only pay P1 for their bill and have the rest of the bill amount refunded to their PayMaya Account, capped at PHP 5,000.
   3. The promo is open to new and existing PayMaya users (consumer accounts only) who paid bills of at least PHP 500 per unique transaction starting February 21 will be qualified.
   4. Qualified users can participate in the promo and earn raffle entries for every single unique bills payment transaction made using the Pay Bills feature of PayMaya 
   5. A user can earn one (1) raffle entry for every qualified transaction for a chance to be one of the 50 PayMaya users to only pay P1 for their bill and have the rest of the bill amount refunded directly to their PayMaya wallet, capped at PHP 5,000.
   6. The deadline for earning raffle entries is February 28, 2022, 11:59 PM, Philippine Standard Time
   7. The winners will be drawn on March 3, 1 PM, via Microsoft Teams in the presence of a DTI representative.
   8. Announcement of raffle winners will be on or before March 11 on PayMaya’s official Facebook page.
   9. Prizes will be credited directly to the PayMaya wallet of the winners within 14 days from the official announcement. The prizes are non-expiring.
   10. Tax (including 20% withholding tax for prizes exceeding P10,000.00) and other expenses that will be incurred in relation to the prize shall be shouldered by PayMaya Philippines Inc.
   11. The prizes are convertible to cash and transferrable because these will be credited to the total balance of the winner’s PayMaya wallet which allows him or her to do any kind of transaction right after.
   12. The winners will be notified via registered email, SMS, and phone call to their PayMaya-registered mobile number. A PayMaya representative will get in touch with the winners to verify their identity. PayMaya is the sole controller and processor of all personal information of participants under this Promotion and promotion participants agree to solely rely on PayMaya’s Privacy Policies in connection with the personal data they provide for participation in this promotion. PayMaya's Privacy Policy can be found in https://www.paymaya.com/privacy
   13. By participating in this Promotion, the raffle winners must and do agree to be featured in announcements to be made regarding the promo in any of the following channels: website, social media, print and online media.
   14. A customer can only win once. If the name is drawn more than once, the winner must get the prize with a higher value.
   15. The prizes of winners will be credited directly to their PayMaya account.
   16. All winners have to send a copy of a valid government ID to support@paymaya.com before their prize will be credited to their PayMaya account. Redemption period is 60 days upon receipt of notification from PayMaya Philippines, Inc.
   17. PayMaya reserves the right to use the name, image and video of the raffle winners for publicity and promotional purposes in connection with this promotion without further compensation.
   18. All regular and contractual employees of PayMaya Philippines, Inc. and its third-party suppliers, Voyager Innovations, Inc. and the MVP Group of Companies, including their relatives up to second degree of consanguinity or affinity are disqualified from joining the promotion.
3. Mechanics for the PHP 200 Cashback
   1. Users who are paying bills for the first time using the PayMaya app for consumers can earn the cashback reward twice during the entire promo period as long as they do the payment within the same day, with a maximum cashback amount of PHP 200.
   2. Returning bills payors can earn the cashback reward once during the entire promo period, with a maximum cashback voucher of PHP 50.
   3. Qualified users will receive their reward/s through the PayMaya app.

      To redeem the reward voucher, please follow these steps:

      1. Open the PayMaya app and log in to your account.
      2. Tap “Vouchers” in the home screen.
      3. Select the voucher you want to redeem under “Available” and tap “Claim”.
      4. Review the details and amount of the voucher and tap “Claim Now”.
      5. You will receive a notification of the voucher redemption in-app and via SMS.
      6. Redeemed voucher amount will be reflected in your PayMaya account balance.
   4. PayMaya users will receive their cashback rewards within a maximum of 14 business days after the promo period. For the raffle leg, winners will receive their rewards within a maximum of 14 business days after the announcement of winners.

DTI Fair Trade Permit No. FTEB-137510 Series of 2022
DTI Fair Trade Permit No. FTEB-136852 Series of 2022