Ongoing until February 28, 2023

Boost your interest to 6% with Maya Savings when you pay with Maya

Boost your daily interest to 6% p.a. on your first Php100,000 on Maya Savings for 30 days when you do your everyday payments with Maya!

  1. December 1, 2022 to January 31, 2023, extended until February 28, 2023
  2. This promo is open to all new and existing Maya Savings accountholders who will accumulate P250 worth of total spend on ANY of the following transactions done on the Maya Wallet within the promo period:
    1. Pay via QR
    2. Buy Airtime Load
    3. Pay a bill in the app
    4. Pay via Mobile Number
    5. Pay with your Maya Card
  3. All Maya Savings accountholders can enjoy a base interest rate of 4.5% p.a. on balances up to P5M. Accountholders who will successfully accumulate P250 on ANY of the above-mentioned transactions will get to enjoy up to 6% interest per annum (p.a.) (4.5% base rate + 1.5% boosted interest) on up to P100,000 end-of-day deposit balance on his/her Maya Savings for 30 days or until January 31, 2023, whichever comes first.
      Interest Rate Balance Earning Interest
    Base Interest Rate 4.50% PHP 0.01 - PHP 5,000,000*
    Base Interest Rate with Boosted Interest Rate +1.50% PHP 0.01 – PHP 100,000.00
    Total Promo Interest Rate 6%  
    *Any balance of PHP 5,000,000.01 and above will not get any interest

    *Any balance of PHP 5,000,000.01 and above will not get any interest

    equation boosted interest

    If a Maya Savings accountholder did not complete any of the transactions above on the Maya Wallet, he/she will still be enjoying a 4.5% interest rate p.a. on his/her Maya Savings account.


    1st qualified transaction = P200
    2nd qualified transaction = P250

    Total Accumulated Spend = P450, user qualifies and gets 1.5% int p.a. over the base rate of 4.5% (6% p.a. in effect)

     Any amount in excess of the required P250 worth of spend will not be carried over to the next cycle. Once 6% interest p.a. takes effect, the new spend accumulation cycle will start from zero.

  4. In case of (including but not limited to) user-triggered mobile number change, the total amount of qualified accumulated transactions will be reset to zero (Php 0) and the user has to transact at least P250 worth of qualified transactions again to qualify for the promo.
  5. After completing ANY of the foregoing transactions, a total of 6% interest p.a. will be applied to the accountholder's Maya Savings account daily for 30 days on the same day of his/her successful transaction. A qualified accountholder can keep extending the 6% interest p.a. promo rate for another 30 days until February 28, 2023 anytime a user completes another transaction. Please see below sample scenarios for reference

    Scenario 1:

    Accountholder qualifies once every 30 days

    Savings_December Campaigns Brief


    Scenario 2

    Accountholder qualifies on Day 1 and Day 15, user gets additional 15 days, for a total of 45 days (30+15 days)

    Savings_December Campaigns Brief2


    Scenario 3:

    Accountholder qualifies on Day 1 and Day 15, user gets additional 15 days, for a total of 45 days (30+15 days)

    Savings_December Campaigns Brief3


    Scenario 4:

    Accountholder qualifies on Dec 1 and Jan 15, and did not qualify between Dec 31 to Jan 14

    Savings_December Campaigns Brief4


    Scenario 5:

    Accountholder qualified on Feb 26, will he/she get 6% interest for 30 days starting Feb 26? He/she will get 6% interest for 3 days up to Feb 28.

    Savings_December Campaigns Brief5-2


  6. Accountholder will see on the Savings dashboard his/her qualification duration for 6% p.a. interest rate for Maya Savings

    Savings only - 4.5%pa - Boost Black barMax state - 6%p.aDefault

  7. Your 6% interest p.a. will be reflected on your transaction history the next day as
    1. Base interest rate: 4.5% interest p.a. (from 12:00AM to 09:59AM, PH time) under "Interest" section of your Savings transaction history
      1. Interest earned
      2. Tax withheld
    2. Boosted interest rate: 1.5% interest p.a. (10:00AM to 11:59PM, PH time) under "Deposits" section of your Savings transaction history
      1. Bonus Interest earned
      2. Tax withheld
      3. Note: Users who have an active boost until Jan. 31, 2023 will receive their final boosted interest of 1.5% on Mar. 1, 2023.
  8. For an updated table of our interest rates, check our Maya Savings Terms and Conditions
  9. Bills pay transactions made at the following billers are excluded from the promo:
    1. “Government” category billers
    2. “Donation” category billers
    3. “Others” category billers
    4. “Payment Solutions” category billers
    5. And other billers prone to promo abuse
  10. QR transactions made at the following merchants are excluded from the promo:
    1. Maya Business App (formerly called PayMaya Negosyo) merchants
    2. “Donation” category merchants
    3. “Government” category merchants
    4. “School” category merchants
    5. Gambling” category merchants
  11. Promo participants must agree to be interviewed and featured in announcements to be made by Maya regarding the promo in any of the following channels: website, social media, print and online media.
  12. Videos and photos of participants may be used only for promotional ads related to this campaign.
  13. Only Consumer accounts are qualified for this promo. Maya users with Maya merchant accounts and Maya Center agents are disqualified from participating in this promo.
  14. Maya users with duplicate accounts or who are blacklisted cannot participate in this promo. Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or participant is blacklisted.
  15. In case of disputes regarding accountholder's eligibility for the promo, coverage of dates, fulfillment, Maya's decision shall prevail, in concurrence with DTI.

DTI Fair Trade Permit No. FTEB-156276 Series of 2022

Deposits are insured by PDIC up to P500,000 per depositor. Maya Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas. Learn more at

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About Maya 

Maya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cut across consumers, merchants, communities, and government. Through its enterprise business, it is the largest digital payments processor for key industries in the country including "everyday" merchants such as the largest retail, food, gas, and eCommerce merchants, as well as government agencies and units.

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