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Enjoy exciting rewards when you use Maya at SM!

Use Maya at SM and earn cashback rewards!

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SM 20K Free Cash In

  1. The promo period is from June 12 to June 30, 2024.
  2. This promo is open to all upgraded Maya consumer accounts who will cash in up to ₱20,000 at SM Store.
  3. For all cash in to Maya from SM Store, users will qualify to get a 2% cashback on the cash in fee up to ₱20,000 only.
  4. Qualified users may receive up to a maximum of ₱400 cashback during the promo period.
  5. Qualified users will receive their cashback voucher in the Maya app.
    1. To redeem the cashback voucher, follow these steps:
      1. Open the Maya app and log in to your account.
      2. Tap “Vouchers” on the home screen.
      3. Select the voucher you want to redeem under “Available” and tap “Claim.”
      4. Review the details and amount of the voucher and tap “Claim Now.”.
      5. Redeemed voucher amount will be reflected in your Maya account balance.


  1. The promo period is from June 12 to June 30, 2024.
  2. This promo is open to new Maya users who will upgrade and verify their accounts.
  3. Only new users who have not yet created a Maya account may avail of this promo.
  4. New users may participate in this promo by using code SMXMAYA
  5. The new user will be rewarded with a P50.00 Maya voucher once the referee completes all the activities in item 11 as a new user.
  6. New users shall do the following to qualify for the reward:
    1. Create or sign up to open a Maya account using code SMXMAYA
    2. Cash-in at least ₱20
    3. Upgrade or verify the Maya account AND do any of the following transactions for the first time. Minimum spend of ₱20. Qualified transactions are as follows:
      1. Buy any item from Shop (only select load and data products are eligible)
      2. Pay bills through Bills Pay feature
      3. Send Money (through Send Money feature to another Maya user only)
      4. Deposit to Maya Savings from your wallet
      5. Pay via Maya QR (except Negosyo QR merchants)
      6. Pay via registered Maya number
      7. Pay using Maya virtual card or physical card online or in-store
  7. Upgrade and first transaction can be done in any order.
  8. Items bought from Maya Shop must be for self-loading only and not for gifting to be qualified as a valid first transaction. For self-load transactions, only load or data products from the following mobile networks are eligible:
    1. Globe
    2. TM
    3. Dito
    4. PLDT
    5. Smart
    6. TNT
  9. Bills pay transactions made at the following billers are excluded from the promo:
    1. “Government” category billers
    2. “Donation” category billers
    3. “Others” category billers
    4. UnionBank
  10. Sending money must be done through Maya’s Send Money feature and receiving money must be through the Maya account to qualify for the promo. Sending money through the following are NOT qualified transactions:
    1. Maya to Bank Transfers (including but not limited to InstaPay and PESONet)
    2. Maya to Smart Padala
    3. Bank Transfers to Maya (including but not limited to InstaPay and PESONet)
    4. Smart Padala to Maya
  11. New Users who used the invite code outside the promo periodbut were able to complete the steps indicated in step 14 are NOT eligible for the P50 voucher reward.
  12. New users must have a valid Maya account to receive the reward.
  13. To redeem the reward voucher, follow these steps:
    1. Open the Maya app and log in to your account
    2. Tap “Vouchers” in the home screen
    3. Select the voucher you want to redeem under “Available” and tap “Claim”
    4. Review the details and amount of the voucher and tap “Claim Now”
    5. You will receive a notification of the voucher redemption in-app and via SMS
    6. Redeemed voucher amount will be reflected in your Maya account balance.


  1. Philippines, Inc is the sole controller and processor of all personal information of participants under this Promotion and promotion participants agree to solely rely on Maya Privacy Policies in connection with the personal data they provide for participation in this promotion. Maya Privacy Policy can be found in
  2. Redemption of prize is within sixty (60) days upon receipt of the voucher sent notification from Maya. Prizes not claimed within sixty (60) days upon receipt of notification shall be forfeited in favor of Maya, in accordance with DTI rules.
  3. Unclaimed vouchers will expire / be clawed back after the sixty (60) days claiming period
  4. Any reward credited to the qualified user shall be deemed final unless the customer notifies Maya of any mistake in crediting, such as, but not limited to: incorrect reward credited or uncredited reward, within sixty (60) days from the end of the promo period.
  5. Each Maya payment must be validated, posted or settled within the system to qualify for the promo. Transactions are not considered to be qualified in the event that a Maya number, card or QR payment is cancelled, declined, refunded or voided.
  6. Qualified users may receive their cashback any time after their valid transaction to up to fourteen (14) business days after the promo period.
  7. Multiple transactions/payments made from the same device using different mobile numbers will not be qualified for this promo.
  8. Maya users with merchant accounts and those under Maya Negosyo and Maya Business Manager (formerly PayMaya Business Manager or PBM) are disqualified from participating in this promo.
  9. Maya payments (Maya number, Maya QR or Maya card) made to Maya Negosyo and Maya Business Manager merchants or submerchants are not qualified for the promo.
  10. Maya payments (Maya number, Maya QR or Maya card) made to Donation Billers, E-Sabong, Schools, other apps with wallet and Government merchants will not be qualified for the promo.
  11. Payments made to or purchases of cash equivalent instruments, financial institutions, financial assets, insurances, ATM withdrawals, gambling/gaming chips, and other quasi cash transactions are also not qualified for the promo.
  12. Pay with Maya QR to merchants within the crypto space are not qualified for the promo. (e.g PDAX cash-in, other VASPs to be enabled where Maya payments are accepted, etc.)
  13. Promo cannot be used in conjunction with other ongoing promos
  14. Maya users with duplicate accounts cannot participate in this promo. Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account.
  15. This promo is applicable to unique and valid Maya consumer accounts only. Maya reserves the right to withdraw rewards or prizes if one person has already received the prize or benefit, even if already issued.
  16. This promo is applicable only to unique and valid Maya accounts created using the Maya app and registered under a unique mobile number and mobile device. User will not be eligible to participate in the promo if he/she creates multiple accounts using one mobile device. Moreover, accounts created outside of the Maya app are not eligible for this promo.
  17. A new user may also use an invite code officially shared by Maya and its authorized partners and receive the voucher rewards after the successful upgrade of account, cash-in and first transaction.
  18. Maya accountholders who are blacklisted due to a violation of a Maya promo, or who has violated or is subsequently found to be in violation of any of the terms and conditions of Maya are not qualified to participate in this promo.
  19. Maya reserves the right to withhold granting of rewards where there are proven fraudulent customer activities that require further investigation.
  20. Those who are proven to be abusing the Maya system are also not qualified to participate in the promo or receive rewards.
  21. If a prize or benefit has already been awarded and the violation or proven fraudulent activity is discovered after being awarded, Maya shall have the right to clawback the prize or reward given.
  22. Should the qualified transaction be cancelled, voided, refunded or declined, whether the cancellation is customer, biller or merchant-initiated, Maya reserves the right to withdraw the rewards equivalent to the cancelled payment transaction, even if the rewards has already been credited.
  23. Maya reserves the right to debit any points/reward credited from your balance. If your balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, Maya reserves the right to debit the balance not withdrawn when your balance is sufficient.
  24. All Maya users must follow strict compliance with mandatory social distancing requirements as imposed by the Philippine government to prevent the spread of the COVID-19 virus. For your health and safety, always remember to maintain spacing of at least 1 meter in diameter between you and other people while in public areas.
  25. The customer must notify Maya for any complaints regarding the promo. The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, Maya Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas.

DTI Fair Trade Permit No. FTEB-195449 Series of 2024

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About Maya 

Maya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cut across consumers, merchants, communities, and government. Through its enterprise business, it is the largest digital payments processor for key industries in the country including "everyday" merchants such as the largest retail, food, gas, and eCommerce merchants, as well as government agencies and units.

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