You’ve probably heard intriguing stories about exclusive black credit cards. These almost-mythical cards are purported to grant access to secretive airport lounges, next-level hotel services, and even closed-door shopping events where holders have first dibs on one-of-a-kind luxuries.
Well, the stories are real. But if you’ve been wondering why black credit cards are shrouded in mystery, it’s because these cards are truly exclusive offers for a very particular type of spender. These cards’ combination of fantastic perks and high credit limits means that issuers rarely advertise them, since few people are prepared for the responsibility. This means that, in most cases, you can only access black credit cards through invites and referrals, if at all.
But while the traditional route to owning a black card remains out of reach for most, that’s now changing. The Maya Black Credit Card is a bold reimagining of the premium credit experience and what it takes to earn exclusive access. You won’t need years of consistent banking history or an unrealistic income to access the Maya Black Credit Card. This Maya Bank offering opens the door for aspiring go-getters, especially those who’ve worked hard to build an aspirational lifestyle.
Through this unique card, you can earn instant Maya Miles on all purchases for travel, shopping & dining rewards as well as up to 10x the miles through Maya Preferred Merchants. As befitting one of the best credit cards in the Philippines, you also enjoy full control and a seamless digital experience over the Maya App, enjoying best-in-class security all the way.
It’s no wonder the Maya Black Credit Card is fast becoming the go-to card for upwardly mobile Filipinos, including those who already have a card (or three) in their wallet. Here are some reasons you’ll want one for yourself.
1. A Premium Card Built for Real Travel and Real Life
Let’s face it, even wealthy cardholders can struggle to unlock the miles and privileges that come with traditional black cards. Unless you’re part of an extremely small elite that travels internationally multiple times a month, you might never earn enough points on those cards to make them worthwhile.
However, even casual travellers will appreciate how easy it is to earn and use Maya Miles on their Maya Black Credit Card. With a rewards system that closely reflects real life, you can get more from your flights, accommodations, and even shopping. You can even score miles for restaurant dinners to mobile subscriptions, you can get rewarded simply by maintaining the lifestyle you already have.
It gets even better. When you shop at Maya Black Preferred merchants, the rewards can multiply by up to 10x the usual miles, turning otherwise mundane transactions into major point-building opportunities.
2. Advanced Security You Can Actually Control
The Maya Black Credit Card sets a new standard for all credit cards. Designed with security at its core, it incorporates features like real-time fraud monitoring, numberless physical cards, and a dynamic CVV that resets regularly. You can also freeze your card, set spending limits, and disable overseas transactions and cash advances right on your Maya App, giving you multiple ways to proactively handle your card’s security, whether you’re at home or traveling internationally.
3. It’s the Most Accessible Premium Card in the Market
Unlike traditional black cards, there’s no need to wait several years or climb over a mountain of red tape to earn your Maya Black Credit Card. You can apply for Maya Black directly through the Maya App. When approved, you’ll get instant access to a virtual card and your exclusive physical black card in just 7–10 days. All you need to do is make a security deposit, and you’ll be on your way to premium perks and an upgraded lifestyle. And even when you're just starting out or building your credit score, the easiest and fastest way to get your first credit card is through Maya Black Express. All you need to do is complete your Express Deposit, and you'll immediately get access to all the perks of a Maya Black Credit Card.
4. Everything Just Works
If you’re done with calling different numbers, sending emails to nowhere, and logging in to different websites just to manage your credit cards, the Maya Black Credit Card is for you. The Maya App lets you control everything, including spending controls, card management, bill payments, and rewards tracking. Whatever you need to do, you can do it right on the same app you already use for everyday banking.
If you’ve had to deal with the inconveniences of other “premium cards” whose user experience leave little to be desired, you know that this kind of control is truly empowering. With the Maya Black Credit Card, you’re always in control, and you never have to second-guess your Maya Miles or how much you’re getting out of your card.
You’re On the Fast Track to the Black Card Life
Whether you’re new to credit or just tired of flashing uninspiring cards with overly complicated rewards, the Maya Black Credit Card delivers something different: rewards for more of your real spending, exclusivity without the unnecessary drama, and incredible perks you can actually use. Built for the way you live, Maya Black just might be the only credit card you will ever need.
Don’t wait for invites or referrals. Simply apply through the Maya App to get started on your Maya Black Credit Card application. To learn more, be sure you have the Maya App installed and enable Maya notifications for the latest updates and exclusive offers.
