Travel brings joy and enriches life by exposing us to new cultures and experiences. Thus, many Filipinos put travel high on their list of personal goals, dedicating time and effort toward planning the perfect getaway. But beyond an itinerary, travel involves significant expense, with the costs of airfare, accommodations, and the activities you have lined up quickly overwhelming your finances.

As a savvy traveler, this is where your resourcefulness comes in. Whether you like traveling on a budget or prefer a more luxurious experience, you can leverage tools like your credit card to help manage travel expenses without sacrificing comfort or quality.

Using a credit card for travel perks begins with choosing the right card. The Maya Black Credit Card, for one, makes travel more accessible for every kind of traveler by rewarding everyday spending with travel rewards and benefits. Every dip or tap with the Maya Black Credit Card lets you earn Maya Miles, which you can convert to airline miles or use to pay for shopping or dining.

To help you make the most of these rewards, it’s worth understanding how different types of Filipino travelers can uniquely benefit from credit card perks. This way, you can get more out of every peso you spend.

The Miles Hoarder

Miles hoarders are focused on earning and using travel points or airline miles efficiently. Furthermore, they seek a credit card for travel Philippines’ frequent flyers rely on for flexible redemption options, allowing them to enjoy not just airline miles but other travel perks as well.

For one, the Maya Black Credit Card offers miles-conscious flyers instant Maya Miles with every tap. Not only that, cardholders can earn up to 10x Maya Miles when they shop, dine, pay, or play at Maya Black Preferred brands, making earning points faster and easier. And since Maya Miles can be converted to airline miles or used to pay for shopping or dining, cardholders can maximize their rewards however they want.

The Frugal Explorer

Money-wise travelers can benefit from travel promo credit card offers such as miles on everyday spends and adaptable redemption options. Likewise, they may benefit from cards with low to no annual fees. These features are valuable not just for accumulating airline miles but also for gaining additional savings, which can be used during travel or otherwise.

However, since many travel-focused credit cards are known for their high barriers to entry, budget-conscious travelers and those new to credit cards may find them more trouble than they’re worth.

The good news is that the Maya Black Credit Card serves as a strong alternative to traditional travel credit cards that require expensive membership fees and a long credit history. With a Maya Black Credit Card, you get access to travel rewards and more without the need to pay annual fees. All you have to do is to make at least one transaction each month so you can keep enjoying the card and its benefits.

Also, individuals just starting to build or are rebuilding their credit score need not worry about approval. If you aren’t approved for a standard Maya Black Credit Card right away, you might be offered the Maya Black Express, which allows you to access all the same perks of the Maya Black Credit Card. To apply, you just need to make an Express Deposit of at least PHP 12,500 in the Maya app, which will allow you to set up your own credit limit. If you’ve been approved for a Maya Black Express Card and keep using the card responsibly, you may even be evaluated in as little as 6 months for an upgrade to a standard Maya Black Credit Card.

The Weekend Warrior

Travelers who are fond of quick weekend getaways can benefit from cards that reward local travel expenses. Perks such as convertible points that can be used for shopping or dining can make a difference when going out of town for the weekend or during holiday breaks.

With the Maya Black Credit Card, for example, you can earn Maya Miles from routine purchases that don’t necessarily have to be used for just airline miles. This flexibility helps weekend travelers spend their points efficiently, whether it’s on quick shopping stops during a road trip or on memorable dining experiences.

The Group Travel Planner

Every travel group has its designated organizer. These types of travelers can leverage cards that provide perks across shared expenses. Rewards points that can be converted into airline miles or spent on dining or retail can be especially beneficial for planning trips and activities where variety and preferences matter. This flexibility helps make planning for group travel more inclusive and less stressful.

Different credit cards offer a range of perks for travelers who seek to leverage the benefits while prioritizing specific travel needs. The key is to choose a credit card that provides both an accessible rewards system and flexible redemption, so you can be confident that you’ll actually benefit from both travel-specific features and valuable services in general, regardless of the kind of traveler you may be.

The Group Travel Planner

Every barkada or family trip has its designated organizer, handling everything from booking flights and accommodations to arranging group tours and meals. These types of travelers can leverage cards that provide perks across shared expenses. Since they often shoulder big-ticket purchases upfront, they can rack up credit card rewards quickly, turning the hassle of coordination into a win for future adventures.

Even better, with a card like the Maya Black Credit Card, they can choose the rewards that best fit their travel needs as a group. Whether they convert their Maya Miles into airline miles or use them on dining or retail, they can create a travel plan that is both cost-efficient and inclusive.

The Shopaholic Jetsetter

For the shopaholic jetsetter, traveling and shopping are two sides of the same coin. Whether it’s a local trip or an overseas getaway, every destination brings a whole new opportunity for a retail adventure. As such, they prefer a credit card that allows them to instantly earn miles every time they shop, which is exactly what the Maya Black Credit Card is.

Moreover, what makes this traveler thrive is the flexibility of using their hard-earned miles. With the Maya Black Credit Card, for instance, they can redeem Maya Miles to pay for shopping sprees, turning everyday indulgences into smart investments for their next trip.

The Foodie Adventurer

One of the best ways to experience a destination is through its flavors. And for the traveler who craves diverse cuisines just as much as picturesque scenes, the right card can make every dining experience a chance to rack up miles, making each gastronomic adventure even more rewarding.

The Maya Black Credit Card is a perfect companion for these types of travelers as each Maya Mile earned can be used to pay for dining itself or converted into airline miles to fuel their next trip in search of new flavors. Thus, with the Maya Black Credit Card, every food crawl or fine dining reservation brings them closer to their next culinary destination.

Different credit cards offer a range of perks for travelers who seek to get their full benefit while prioritizing specific travel needs. Choosing a credit card that offers a straightforward points earning system as well as flexible redemption options ensures that you get the rewards that you actually need without having to overthink it. With the Maya Black Credit Card, your next travel, shopping, or dining adventure is just a few taps away. Whether you’re still dreaming about that milestone trip or planning an adventure with your favorite travel companions, the Maya Black Credit Card gives you the confidence to book that next flight or create an exciting itinerary with its valuable rewards for every kind of traveler.