Is it truly possible to enjoy premium travel experiences, like stylish accommodations or airport lounges, without spending like a high-class jet-setter? The answer is yes. As travel services continues to evolve, elevated experiences are no longer reserved for the ultra-wealthy. With the right tools, you can unlock more comfort, convenience, and style while keeping your budget intact.
That’s where Maya comes in. As the Philippines’ #1 digital bank, Maya is reshaping how Filipinos experience travel with the Maya Black Credit Card. Designed to unlock elevated benefits, this premium credit card makes each trip feel more refined, rewarding, seamless, and well within reach. Whether you’re flying for business or escaping for leisure, there’s a more rewarding way to take off.
Ready to level up your journey? Let’s dive into practical ways to travel luxe on your own terms without paying top-tier prices.
Book Smarter, Not Pricier
Scoring a luxury hotel stay or flight doesn’t always come down to how much you’re willing to spend. It’s also about how strategically you book. Choosing off-peak travel dates, using fare alerts, and being flexible with your itinerary can open up premium options for a fraction of the usual cost. But what truly sets savvy travelers apart is how they maximize every peso.
With the Maya Black Credit Card, you can earn Maya Miles on daily purchases, from groceries and bills to dining and shopping. These miles can be redeemed for flights (including in-flight meals) or even accommodations, letting you offset high travel costs without dipping into your savings. If you’re approved by December 31, 2025, you’ll receive 3,000 bonus Maya Miles when you activate your card and spend at least PHP 5,000 within 60 days of approval.
This black credit card transforms routine expenses into travel perks that elevate your experience without draining your wallet. Every peso you spend with this card will be a step toward something exceptional.
Access VIP Airport Lounges on an Economy Budget
One of the easiest ways to refine your travels without spending significantly more is by upgrading your airport experience. While most people squeeze into crowded boarding areas or pay extra for coffee and snacks, you could be relaxing in a quiet lounge with plush seating, air-conditioning, refreshments, and charging stations. Lounge access is one of those small luxuries that can make a big difference in how you start your trip.
If you have the Maya Black Credit Card, complimentary DragonPass access to select airport lounges worldwide is one of the perks you can enjoy, even when you're flying economy. As a VIP black card, it opens the door to elevated travel comforts without requiring elite status or a premium fare. With consistent card use, you can unlock entries that turn your airport wait into a moment of ease and quiet indulgence.
Traveling luxe doesn’t always mean booking the most expensive seat on the plane. Sometimes, it’s about having the right access behind the scenes so you feel like a VIP, long before you even board.
Stay Effortlessly in Control of Your Travel Spend
Unpredictable expenses and payment hiccups can quickly take the shine off any trip. From exchange rate surprises to unauthorized charges, small issues can snowball into major stress if you don’t have the right tools in place. That’s why financial control is one of the most underrated travel luxuries, especially when you’re trying to elevate your experience without overspending.
That’s where the Maya Black Credit Card comes in. Designed to keep you in command even while abroad, it’s a numberless credit card that keeps your details hidden from prying eyes and visible only through the Maya app. If your card is lost or stolen, you can freeze, unfreeze, or block it instantly with just a tap. You can also set and adjust your spending limits in real time, allowing you to manage your travel purchases with confidence. The result is a smoother, more secure way to travel with less worry and more freedom.
Keeping your finances secure and manageable lets you focus on what matters: enjoying the trip. And that’s a luxury in itself.
Use Smart Credit Tools to Unlock High-End Travel Benefits
Luxury travel doesn’t have to start with a sky-high income or a long credit history. What matters more is finding financial tools designed to meet you where you are while still giving you access to experiences that feel elevated. If you’re looking for first-rate perks without traditional barriers, choosing the right credit card makes all the difference.
That’s where Maya Black changes the game. Unlike cards that cater exclusively to high earners, it offers a flexible path to premium travel benefits. Depending on your profile, you may qualify for a standard Maya Black Credit Card right away, or you might be offered the Maya Black Express, which lets you enjoy the same benefits even if you’re still building or rebuilding your credit. Applying for Maya Black Express is simple: just make an Express Deposit of at least PHP 12,500 in the Maya app, which will serve as your chosen credit limit.
What makes it even better is that with consistent, responsible card use, you could be considered for an upgrade to a standard Maya Black Credit Card in as little as six months. Plus, your deposit earns 3.5% annual interest. You’ll get back both your initial deposit and the interest it generates.
You can apply directly in the Maya app and begin using your virtual card immediately upon approval. And within 7-10 days, you'll be holding the physical Maya Back Credit Card, an exclusive credit card that unlocks accelerated rewards and travel tools built for an elevated lifestyle. It’s a smart way to step into luxe travel without the barriers that usually come with it.
Luxury travel is shaped by the ease of the experience and how effortlessly you access it. With the right tools and a little planning, premium moments become surprisingly attainable. If you're looking to elevate future trips while keeping your budget in check, the Maya Black Credit Card offers a smarter way forward. Explore your options and apply through the Maya app today.
