Maya has long been a trusted name when it comes to providing top-notch financial products and services. Combining the safety and reliability you can expect from traditional banks with the speed and ease of a digital wallet, Maya is a partner you can count on no matter if you’re saving money, sending funds, or paying bills. The #1 digital bank in the Philippines is not stopping there, though. It’s taking things up a notch with the launch of the Maya Black Credit Card—a sleek, smart, and rewarding way to elevate your lifestyle.
This new black credit card is designed for people who want more from their financial tools. It offers you generous rewards, high-tech security, and complete control, all managed through the convenience of the Maya app. Whether you’re a traveler, shopper, foodie, or someone who simply values practicality and perks, the Maya Black Credit Card is made to fit your lifestyle. Here’s a list of reasons why this card will complement your goals and activities:
You Deserve a Credit Card That Rewards Every Purchase
The Maya Black Credit Card gives you instant gratification every time you use it. Every swipe or tap earns you Maya Miles, which are points that can go toward your next trip, dinner out, or shopping spree. What’s more is that if you choose to use the card at one of the Maya Black preferred merchants, you can earn 5 to 10 times more miles.
As a Maya Black Credit Card user, you’re not limited to just earning points—you can actually use your miles the way that suits you best. Soon, you’ll be able to use the Maya app to convert your Maya Miles into airline miles or pay directly for your online and in-store transactions. If you're looking for more options on how to maximize the points you've earned from your smart transactions, the Maya app catalog will also soon offer additional rewards that you can redeem using your Maya Miles. With this kind of flexibility, the Maya Black Credit Card gives you real value, not just flashy promises.
You Want a Credit Card That’s Built for Travel
If you live for travel, the Maya Black Credit Card has your name written all over it. Maya Miles make it easier to fly more often, especially since they’re convertible to air miles. By using your black credit card to complete your everyday transactions, you can ensure that your daily coffee run or monthly grocery haul will help cover your next plane ticket.
Plus, since you can apply for and manage Maya Black Credit Card through the Maya app, it travels as easily as you do. The moment you’re approved, your digital card is ready for action. This means you don’t need to wait to start booking flights or reserving accommodations. Meanwhile, the physical card arrives within 7 to 10 days, adding a stylish touch to your wallet.
And because the card is numberless and comes with an expiring CVV, your card details are less exposed, especially in the uncertain world of travel. Add Maya’s app-based card freeze function and advanced security systems, and you’ve got a credit card that keeps pace with your travel-savvy lifestyle.
You Need Full Control at Your Fingertips
The Maya Black Credit Card is fully app-powered, so you don’t have to deal with long customer service calls or complicated processes to apply for it or resolve issues. Some users may be approved for a standard Maya Black Credit Card, while others will need to open a security deposit account with a minimum of PHP 20,000 in the Maya app. This deposit will be the basis for your credit limit and will earn 3.5% interest annually while active.
Once you’re approved, managing your card is easy. Set limits, control spending categories, and pay your bill all within the app. Everything is streamlined, simple, and secure. And the best part? If you keep using the card responsibly, you could qualify for an upgrade to a standard credit card with a higher limit and no required deposit.
You Know That Safety Shouldn’t Be an Afterthought
Fraud and scams are becoming more sophisticated, so your credit card should be one step ahead of these. That’s where the black credit card’s security features shine. The Maya Black Credit Card has a numberless physical card that makes it harder for people to steal your details. The card’s CVV changes regularly as well, giving you extra protection when making online purchases. And if your card is ever lost or stolen, you can freeze it instantly through the Maya app. There’s absolutely no need for you to panic or wait on hold.
Maya also brings its full suite of security measures to the table, including encrypted transactions, fraud detection, and real-time alerts. All this ensures that you’re spending smart and safe with every transaction.
Accessibility and Support Matter to You
Applying for a credit card doesn’t have to be intimidating, so Maya makes the process of getting a Maya Black Credit Card clear and straightforward. Everything from the application to bill payments and card settings happens within the same app you’re already familiar with.
Got questions? Maya has in-app FAQs, chatbots, and a helpful website landing page to guide you. You can say goodbye to confusing paperwork and guesswork and say hello to direct, digital support when you need it.
When you’re ready to level up your lifestyle with a credit card that understands your needs, the Maya Black Credit Card is here for you. No matter if you’re looking for your first credit card or you’re a seasoned card user who’s just looking for a modern way to manage your money, you’ll find it all—and more—in the Maya app. Check it out today and discover how effortless and rewarding life with the black credit card can be.
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Maya is powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas.
www.bsp.gov.ph