Financial management is no small feat for entrepreneurs just getting their ventures off the ground, and many often face challenges when it comes to handling work-related expenses. From keeping track of receipts to maintaining a clear distinction between personal and business spending, busy business owners juggle lots of responsibilities—and they’ll generally benefit from using the right tools to stay on top of their affairs. A dedicated credit card tailored for business use doesn’t just simplify expense tracking; it can also help streamline cash flow and provide valuable perks to ease the daily grind.
If you run a particular type of business, such as a small café or a mid-sized retail operation, the Maya Landers Cashback Everywhere Credit Card could be just the ally you need to take full control of your business finances. Designed with both flexibility and practicality in mind, this card offers features that can be particularly attractive to business owners. It’s built to support essential spending categories like groceries, dining, and operational costs, so it will work hard for you should you choose to take advantage of its benefits.
In this feature, we’ll show you the different ways Maya’s Landers Cashback Everywhere Credit Card can benefit business owners. By the end, you’ll have a clearer picture of how this tool might align with your financial needs and elevate the way you manage expenses.
Straightforward Application Process
Time is often a luxury for business owners. At Maya, the last thing we want is to bog you down with unnecessary busywork, so we’ve made the credit card application process for the Landers Cashback Everywhere Credit Card as high-tech, fast, and easy as possible. You can complete the whole process digitally through the Maya app, so there’s no need to even step foot in a Landers branch. All you need is an upgraded Maya account and your Landers membership number to get started.
Once your application is approved, the card’s benefits kick in immediately. The virtual card, available right after approval, comes ready to use for urgent purchases or payments. While waiting for the physical card’s arrival, you can still take advantage of the card’s cashback rewards and security features for online transactions. It’s the simplest and most immediately rewarding credit card application in the Philippines by a mile.
Generous Cashback Rewards
The cashback rewards on this card will allow you to turn everyday business expenses into tangible savings. Instead of simply spending on essentials like inventory or team meals, every transaction becomes an opportunity to get something back.
This card is perfect if you’re a Landers member and you frequently shop at the superstore for your business’s pantry needs. You’ll start with a base cashback rate of 3% for transactions at Landers if your total credit card spending is below PHP 20,000. From there, you can boost this rate to 4% by spending at least PHP 20,000 anywhere you use your card (not just Landers). Your cashback rate will go all the way up to 5% if you rack up a total of PHP 50,000 in qualified credit card spending during the month, no matter where you spend.
The opportunity to earn cashback doesn’t stop at just your Landers purchases either. Dining expenses get you 2% cashback on meals—perfect for hosting client meetings or treating your team. Even qualified routine expenses outside these categories earn 1% cashback*; this means that nearly every swipe contributes to reducing costs over time. When you manage them effectively, these cashback rewards can offset operational expenses and act as a financial cushion for your business. It’s a practical way to maximize value without altering your spending habits.
No Annual Fees for the First Year; Waivable Thereafter
Recurring fees can feel like an unnecessary drain on resources for small businesses. Credit cards that waive annual fees give you a clear advantage, especially if you’re looking to optimize cash flow. Maya’s Landers Cashback Everywhere Credit Card eliminates this cost entirely during the first year, and the annual fee is waivable thereafter when a certain spending threshold is met, offering a solution that will help you avoid additional charges.
Without the burden of an annual fee during the first year and the potential to waive it in subsequent years, you gain the flexibility to use the card freely while ensuring it remains a cost-effective tool for managing expenses and earning rewards. Over time, the absence of an annual fee or the ability to waive it can lead to meaningful savings, particularly when compared to traditional credit cards that often charge for the privilege of access, no matter how you use your card.
Simplified Financial Management
Business management often involves juggling countless expenses, and keeping track of every transaction can quickly become overwhelming. With the Landers Cashback Everywhere Credit Card, managing your finances becomes far more straightforward. It’s fully integrated with the Maya app, and this gives you access to powerful tools designed to keep your spending in check and your records organized.
The app incorporates features like spending limits and real-time transaction records, which can be particularly useful for giving you full visibility over their expenses. Monthly statements and categorized transaction summaries further simplify bookkeeping and save you time and effort when it comes to tracking spending or preparing reports.
Security is another standout feature. The card’s dynamic CVV makes your online transactions extra-secure, as the number is only valid for 24 hours and changes every time you open the app. Whether you’re renewing subscriptions, purchasing software, or ordering supplies, this enhanced security feature helps safeguard your business transactions from potential fraud.
Landers Membership Integration
Landers Superstore is a go-to destination for bulk purchases, and this card takes your shopping experience there to the next level. Since it serves as both a credit card and a Landers membership card, it keeps your wallet clutter-free and makes shopping more convenient.
The perks go beyond just the convenience of combining two cards into one. As a Landers member, you gain access to exclusive, members-only discounts and promotions that can further reduce your business expenses. The savings you can gain from routine tasks like stocking up on office supplies, buying office equipment, or simply shopping for office pantry essentials will add up quickly.
The Maya Landers Cashback Everywhere Credit Card is designed to take all the stress out of running your business. It’s the perfect tool for streamlining expenses, maximizing savings, and simplifying financial management. If you’re ready to elevate your business operations, consider applying for this card today and unlock its full potential for your entrepreneurial journey.
*Transactions that don’t qualify include: cash in, cash advance, quasi cash purchases, casinos and gambling, fuel, supermarket, pharmaceuticals, utilities, telco, and government.
