Eligibility

Promo duration is from July 1 to September 30, 2026.

If you’ve upgraded your Maya account and have Maya Savings, you are eligible to open a Personal Goals account.

Mechanics

Qualified users must meet the conditions below within the promo period to enjoy higher interest rates:
- Open a Personal Goals account between July 1 to September 30, 2026
- Deposit any amount from ₱0.01 up to ₱100,000.00 per Personal Goal account
- Earn interest based on the applicable balance tier, with rates ranging from 4% up to 8% p.a.
Users may open and save in up to five (5) Personal Goals accounts within the promo period.
The promo applies exclusively to balances of ₱0.01 up to ₱100,000 per Personal Goals account; any balance beyond ₱100,000 will not earn interest.
Boosted interest rates depend on the balance tier as shown below. Interest is earned per tier, based only on the portion of the balance within each range, not on the total balance.

Deposit Tiers & Corresponding Interest:

Interest is calculated daily based on the account’s end-of-day balance and credited monthly to the Personal Goals account every first day of the following month.
If a Personal Goals account is closed before month-end, any earned interest will be credited to the user’s Maya Savings account on the next banking day.
All qualified Personal Goals are subject to the standard Maya Bank Terms and Conditions.

With your active use of our products and services, you agree to the Data Privacy Statement of Maya Bank found at http://www.mayabank.ph/privacy. 

Maya Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas. Learn more at www.bsp.gov.ph. 

Deposits are insured by PDIC up to ₱1 Million per depositor.

Per DTI Fair Trade Permit No. FTEB-259896 Series of 2026

FAQ

How do the interest rates on Personal Goals work?

Personal Goals lets you boost your interest rate the more money you deposit to your account. Every ₱20,000 you deposit earns its own interest rate, for a maximum of 8% p.a. monthly.

₱0.01 – 20,000 balances = earns 4.% p.a.

₱20,000.01 – 40,000 balances = earns 4.5% p.a.

₱40,000.01 – 60,000 balances = earns 5% p.a.

₱60,000.01 – 80,000 balances = earns 6.5% p.a.

₱80,000.01 – 100,000 balances = earns 8% p.a.

Balances above ₱100,000 will not earn interest.

Terms & Conditions

This promo is applicable only to unique and valid Maya Consumer accounts registered under a unique mobile number and mobile device. User will not be eligible to participate in the promo if he/she creates multiple accounts using one mobile device. Maya reserves the right to withdraw and/or expire wrongfully rewarded cashbacks or vouchers regardless of whether claimed or unclaimed by the user.
Maya users with duplicate accounts or who are blacklisted cannot participate in this promo. Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or if the participant is blacklisted.
Maya reserves the right to refuse the awarding of cashback or rewards to accounts that are proven to be invalid or fraudulent (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
Maya users with merchant accounts and those under Maya Business App (formerly known as PayMaya Negosyo) are disqualified from participating in this promo.
The customer must notify Maya of any complaints regarding the promo within 30 days from the end of the promo period. The decision of Maya on the complaint with concurrence of DTI FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center or call us from 8 AM to 7 PM daily at +632 8845-7788.

Customer support

For 24/7 assistance, log in to Maya, go to your Profile, and tap ‘Get help.’