Tap your Maya Debit Card and get 10% Cashback!

Promo is open to all Maya Debit Cardholders who will spend at least ₱1,000 who will use their Maya Debit Cards through POS tap transactions

1. Only qualified transactions made by tapping the Maya Debit Card are eligible for the promo. 
2. Only transactions processed via Visa and Mastercard subservice are qualified. 
3. Transactions routed through Bancnet terminals are not qualified. 
4. Qualified transactions will get 10% cashback voucher in their Maya Wallet. Capped at ₱500 

1. The promo period is from February 13 to 15, 2026 
2. Maya Debit Cardholders are entitled to 10% cashback for qualified dining transactions with a minimum single receipt spend of ₱1,000. Capped at ₱500 cashback. Users may only avail the promo once. 
3. The cashback will automatically be credited to the cardholder’s Wallet
4. Qualified cardholders will receive a notification of the cashback discount earned for the month via in-app or via SMS.
5. Promo is open to all Maya Debit Cardholders who will spend at least ₱1,000 who will use their Maya Debit Cards through POS tap transactions
6. Only qualified transactions made by tapping the Maya Debit Card are eligible for the promo.
7. Only transactions processed via Visa and Mastercard subservice are qualified.
8. Transactions routed through Bancnet terminals are not qualified.
9. Qualified transactions will get 10% cashback voucher in their Maya Wallet
10. Valid only for selected domestic dining transactions under the Merchant Category Code (MCC)
    1. Dining MCCs
       1. 5814 - Fast Food Restaurants
       2. 5812 - Eating Places, Restaurants
       3. 5813 - Bars, Cocktail lounges
       4. 5811 – Caterers
       5. 5462 – Bakeries
    2. Others may include
       1. 5499 - Misc. Food Stores/Convenience Stores
       2. 5441 - Candy, Nut, Confectionary stores
       3. 5422 - Freezer, Locker Meat Provisioners
       4. 5451 - Dairy Products Stores
11. Some dining places/restaurants may be excluded from earning cashback due to their payment acquirer categories. Maya reserves the right to determine eligible restaurants under the stated MCCs at its sole discretion.

General Terms and Conditions 

1. Each payment transaction must be validated, posted, or settled within the system to qualify for the promo. Splitting a single transaction for the purpose of availing multiple discounts is prohibited. 
2. The promo is non-cumulative, non-transferable, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions, fixed priced items, unless otherwise provided. 
3. Transactions are not considered qualified if a Maya number or card is cancelled, declined, refunded, or voided. If cashback has already been credited and the cardholder becomes past due at the end of the promo period after being awarded, Maya shall have the right to clawback the cashback credit given. 
4. If a cashback has already been awarded and the violation or proven fraudulent activity is discovered after being awarded, Maya shall have the right to clawback the cashback given with notification after the clawback. 
5. Maya reserves the right to refuse the awarding of cashback to accounts that are invalid or fraudulent, or a result of gaming (i.e. abuse of system or weakness in the promo to win prizes or receive benefits). 
6. Maya is fully responsible for the operation of the Maya app, and the management and fulfillment of cashbacks under this promotion. The cashback received by a qualified cardholder shall be deemed final unless the cardholder files a complaint within thirty (30) days from the receipt of the cashback. 
7. Maya accountholders who are blacklisted due to a violation of a Maya promo, or who have violated or are subsequently found to be in violation of any of the terms and conditions of Maya are not qualified to participate in this promo. 
8. Failure to comply with any of the requirements or the terms and conditions herein, will have the cardholder forfeit their cashback with prior approval from the DTI-FTEB. In case of disputes regarding cardholder’s eligibility for the promo, coverage of dates, and fulfillment, Maya's decision shall prevail, in concurrence with DTI. Maya reserves the right to withhold granting of rewards where there are proven user activities that require further investigation.  
9. Maya reserves the right to debit any reward credited from the cardholder’s balance. If balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, Maya reserves the right to debit the balance not withdrawn once it is sufficient. 
10. Maya Philippines Inc. are the sole controller and processor of all personal information of participants under this Promotion. Promotion participants agree to solely rely on the Maya Data Privacy policy in connection with the personal data they provide for participation in this promotion. The Maya Data Privacy Statement can be found at https://www.maya.ph/privacy. 
11. The use of Maya Debit Cards relative to this promo will be subject under the Maya Debit Card Terms and Conditions: https://www.mayabank.ph/creditcard/terms-and-conditions/ 
12. The cardholder must notify Maya of any complaints regarding the promo. The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints related to this promo, visit our Help Center. Go to your Profile on the Maya app and select 'Get help’.  
13. For inquiries and feedback, you may go to https://www.maya.ph/contact-us  
14. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph.  

Per DTI Fair Trade Permit No. FTEB- 248959 Series of 2026