Simply do all of the following in any order:

• Register for the raffle - On the Maya app, go to Missions, select ‘Get a chance to be the first TWINYONARYO!’, and enter the code TWINYONARYO.
• Refer a friend - Get a friend to sign up to Maya using your Maya @username as their invite code and make sure they upgrade their account for the referral to qualify. Each successful referral earns you 10 raffle entries.
• Earn entries - Spend or borrow with Maya to earn 1-5 raffle entries per ₱1,000 transaction. Earn as many raffle entries as you can until January 15, 2026!

All upgraded Maya users can join the promo.

1 lucky winner will get ₱1,000,000 and share another ₱1,000,000 with their successful referral of choice.

Every time you make a qualified transaction, you will get notified through the app on how many entries you earned for that transaction. Only posted transactions qualify.

Raffle entries from successful @username referrals may take up to 5 business days to reflect. Final entries will be consolidated prior to the raffle draw in January 2026

To qualify as a winner, you must successfully refer a friend using your @username and get them to upgrade their account. 

To qualify as a winner, you must register through the following steps:

1. Log in to Maya and go to Missions
2. Select ‘Get a chance to be the first TWINYONARYO!’
3. Enter the code TWINYONARYO

You may register anytime from November 12 to January 15, 2026.

1. Ask your friend to sign up to Maya and enter your @username as the invite code
2. Ask them to upgrade their account using 1-2 valid IDs
3. Earn 10x raffle entries for every successful referral!

Visit https://www.maya.ph/refer to learn more. 

The winner will be informed through in-app notifications, phone calls to their Maya-registered mobile numbers, emails, and registered mail sent via a third-party service provider with a tracking mechanism. A Maya representative will contact each winner to verify their identity and provide instructions on how to claim their prize.

You can upgrade your Maya account for free right on your Maya app. All you need are 1-2 valid IDs and a quick video selfie. You can visit https://www.maya.ph/upgrade to learn the complete process.

Cash in to Maya via a linked bank account, through over-the-counter partners, or bank transfers. Visit maya.ph/cash in to know more.

1. Go to the Credit tab on your Maya app and apply for Maya Easy Credit
2. Check your eligibility and credit limit then tap 'Activate Now'.
3. You’re all done! Now you can use your Maya Easy Credit to pay bills, buy load, or upgrade your phone.

Visit mayabank.ph/credit for details. Approval and offer are subject to evaluation. Terms and conditions apply.

1. Go to the Loans tab and tap Apply now
2. Enter your desired loan amount and complete the application process
3. Review your loan offer and tap Accept if you’re happy with the terms

Visit https://www.mayabank.ph/personal-loan/ for details. Approval and offer are subject to evaluation. Terms and conditions apply.

1. Go to the Maya app and select the Cards tab
2. Select Maya Black or Landers Cashback Everywhere 
3. Complete the application process by providing your information
4. Submit your application and wait for approval

Visit https://www.mayabank.ph/creditcard/ for details. Application is subject to credit evaluation. Terms and conditions apply.

1. Go to the Maya app and select the Cards tab
2. Select Maya Pink Glitter Edition, Maya Mastercard, or Maya Visa
3. Enter your delivery address and tap ‘Add username’ to personalize your card
4. Pay for your order using your Maya Wallet or Maya Easy Credit