Get 1% interest p.a. on your Maya Savings when you spend P40k using your Landers Cashback Everywhere Credit Card or Maya Black Credit Card

Spend a cumulative amount of ₱40,000 using your Landers Cashback Everywhere Credit Card or Maya Black Credit Card to get 1% boosted interest p.a. on your Maya Savings.

Promo duration is from May 1-31, 2026 

The promo is open to selected Existing Maya users with upgraded accounts, who will use Maya Black Credit Card or Landers Cashback Everywhere Credit Card to get an additional 1% interest per annum (p.a.) on their Maya Savings

Note: Only select users are eligible to receive the 1% p.a. boosted interest rate.

1. Existing Maya users with upgraded Maya accounts must reach an accumulated spend of 40,000 using their Landers Cashback Everywhere Credit Card or Maya Black Credit Card every month within the promo period to be qualified to the exclusive promo:
   1. The +1% p.a. bonus interest will be applied once the user qualifies for the promo, which may occur at any time within the month. It will then refresh on the 1st calendar day of each succeeding month.
   2. Users must make a qualified transaction within the promo period to get +1% bonus interest rate p.a. for up to Php100K on your Maya Savings.
   3. Users who have an active +1% bonus interest rate p.a. for up to Php100,000 until May 31, 2026 will receive their final boosted interest of 1% p.a. on June 1, 2026.
2. Once any of the above transactions is completed, the existing Maya user will be able to enjoy the following offers:
   1. Get 1% interest per annum on your first Php 100,000 on Maya Savings
      • Maya Savings is offered to upgraded Maya Customers. Click here for the steps to upgrade your Maya account.
      • Click here for the steps on how to open a Maya Savings account.
3. Selected Existing Maya users who successfully paid using Landers Cashback Everywhere Credit Card or Maya Black Credit Card with an accumulated spend ofPhp 40,000 but with no Maya Savings will not be able to get 1% interest per annum (p.a.). Users must open a Maya Savings account first before completing the required Php 40,000 accumulated spend to be able to qualify for the promo. 
4. In case of (including but not limited to) user-triggered mobile number change, the total amount of qualified transactions will be reset to zero (Php0) and the user has to transact and achieve an accumulated spend using “Maya Black Credit Card’ or “Landers Cashback Everywhere Credit Card by Maya” of Php 40,000 worth of qualified transaction again to qualify for the promo. 
5. Account holder will see his/her qualification duration for the bonus interest rate on the Savings dashboard or on the Missions screen the same day the qualified transaction was made.
6. The bonus interest rate will be reflected on the account holder’s transaction history the next day as follows:
   

With your active use of our products and services, you agree to the Data Privacy Statement of Maya Bank found at http://www.mayabank.ph/privacy. 

Maya Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas. Learn more at www.bsp.gov.ph.

Deposits are insured by PDIC up to ₱1 million per depositor. 

Per DTI Fair Trade Permit No. FTEB- 252820 Series of 2026 

1. Only “Maya Black Credit Card” and “Landers Cashback Everywhere Credit Card by Maya” transactions are included in the promo, other Maya use cases such as Maya Card, airtime load, bills payment, QR, etc. are excluded from the promo. 
2. Maya users with merchant accounts and those under Maya Negosyo and Maya Business Manager (formerly PayMaya Business Manager or PBM) are disqualified from participating in this promo.
3. Maya payments (Maya number, Maya QR or Maya card) made to Maya Negosyo and Maya Business Manager merchants, or sub merchants are not qualified for the promo.
4. Payments made to or purchases of cash equivalent instruments, financial institutions, financial assets, insurances, ATM withdrawals, gambling/gaming chips, and other quasi cash transactions are also not qualified for the promo.
5. Maya payments (Maya number, Maya QR or Maya card) or transactions made to merchants within the crypto space are not qualified for the promo. (e.g. PDAX cash-in, other VASPs to be enabled where Maya payments are accepted, etc.)
6. Select users eligible for other targeted promos may no longer be eligible for this promo at the discretion of Maya. 
7. Refunded transactions made through the credit card will not qualify for this promo. If a prize or benefit has already been awarded and the violation or fraudulent activity is discovered after being awarded, Maya shall have the right to clawback the prize or reward given. 
8. Transactions from these Merchant Category Codes are disqualified/excluded from the spend requirement and incentive.
   1. 5999 - Miscellaneous and Specialty Retail Stores
   2. 6050 - Quasi Cash - Member Financial Inst
   3. 6051 - Quasi Cash – Merchant
   4. 4829 - Money Transfer
   5. 7995 - Gambling Transactions
   6. 7800 - Government-Owned Lotteries
   7. 7801 - Government-Licensed Online Casinos
   8. 7802 - Government-Licensed Horse/Dog Racing
   9. 6211 - Security Brokers/Dealers
   10. 6532 - Payment Service Provider - Member Fin
   11. 6533 - Payment Service Provider - Merchant
   12. 6536 - MoneySend Intracountry
   13. 6537 - MoneySend Intercountry
   14. 6538 - P2P Payments and/or Fund Transfers
   15. 6540 - Stored Value Card/Purchase/Load
   16. 6760 - Savings Bonds
   17. 9406 - Govt-Owned Lotteries (Non-US)
9. The customer must notify Maya of any complaints regarding the promo within 30 days from the end of the promo period. The decision of Maya on the complaint with concurrence of DTI FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center or call us from 8 AM to 7 PM daily at +632 8845-7788. 
10. Promo participants must agree to be interviewed and featured in announcements to be made by Maya regarding the promo in any of the following channels: website, social media, print and online media. 
11. Videos and photos of participants may be used only for promotional ads related to this campaign. 
12. Only Consumer accounts are qualified for this promo. Maya users with Maya merchant accounts and Maya Center agents are disqualified from participating in this promo. 
13. In case of disputes regarding accountholder's eligibility for the promo, coverage of dates, fulfilment, Maya's decision shall prevail, in concurrence with DTI. 
14. You understand that and agree that Maya Bank reserves the right, in case of any amount mistakenly or fraudulently credited to your account, to debit the erroneously or fraudulently credited amount from your Account and/or any of your accounts