Win up to P10,000 when you invest on ATRAM Funds

The promo period is from November 1-30, 2024.
This promo is open to all Maya users, with a mobile number from any of the local telco providers (i.e., Smart/Sun Cellular/TNT, Globe/TM, DITO, etc.), who are currently residing in the Philippines.
Users can participate in this promo and get P1 / P10 / P100 / P1000 cashback when they pay P1,000 worth of participating bills on the Maya app. The amount of cashback to qualified users will be randomly rewarded via system.
Valid for first time bill payers. Users can avail of the cashback reward 3x during the promo period.
User must pay P1,000 worth of bills from participating categories. Qualified bills pay transactions for this promo are limited to billers listed under the following payment categories in the app: Water, Electricity, Cable & Internet, Telecoms, Loans, Insurance, Government, Real Estate, Schools, Toll.
Payment transactions must be done within the indicated promo duration and must be subsequently cleared, successful, and posted before the user is credited with the reward.
Qualified users will receive their reward/s through the Maya app. To redeem the cashback voucher, please follow these steps:
1. Open the Maya app and log in to your account.
2. Tap “Vouchers” in the home screen.
3. Select the voucher you want to redeem under “Available” and tap “Claim”.
4. Review the details and amount of the voucher and tap “Claim Now”.
5. You will receive a notification of the voucher redemption in-app and via SMS.
6. Redeemed voucher amount will be reflected in your Maya account balance.
Maya users will receive their cashback rewards within a maximum of 14 business days after the end of the promo period to reconcile and verify user activity with system voucher rewarding.
Unclaimed cashback vouchers will expire within 60 days upon receipt.
This promo is applicable to unique and valid Maya consumer accounts only registered under a unique mobile number and device. User will not be eligible to participate in the promo if he/she creates multiple accounts. Moreover, accounts created, and transactions made outside of the Maya app are not eligible for this promo.
Maya users with merchant accounts and under Maya Business App are disqualified from participating in this promo. Moreover, Maya reserves the right to withdraw rewards or prizes if one person has already received the prize or benefit, even if already issued.
Refunded transactions made through the Maya app will not qualify for this promo. Moreover, splitting the same bill for the same biller and account number into multiple transactions is not allowed and is subject to withdrawal of cashback.
Maya users with duplicate accounts or who are blacklisted cannot participate in this promo. Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or a participant is blacklisted.
Maya reserves the right to refuse and withdraw the awarding of rewards or prizes to accounts that are proven to be invalid or fraudulent or a result of gaming (i.e., abuse of the system or weakness in the promo to win prizes or receive benefits).
Should the qualified transaction be cancelled or declined, whether the cancellation is customer- or biller-initiated, Maya reserves the right to withdraw the cashback or reward equivalent to the cancelled payment transaction, even if the cashback or reward has already been credited. Maya reserves the right to debit any points/cash reward credited from your balance. If your balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, Maya reserves the right to debit the balance not withdrawn when your balance is sufficient.
All regular and contractual employees of Maya Philippines, Inc. and its third-party suppliers, Voyager Innovations, Inc. and the MVP Group of Companies, including their relatives up to second degree of consanguinity or affinity are disqualified from joining the promotion.
The customer must notify Maya of any complaints regarding the promo. The decision of Maya on the complaint with the concurrence of DTI FTEB shall be considered final. For clarifications and complaints relative to this promo, please email support@maya.ph
Maya users who have exceeded their aggregate limits may not receive their prize or cashback on time. The prize or cashback can only be credited the following month or once a user’s account balance is once again within the allowable limits – ₱50,000 for starter accounts and ₱100,000 for upgraded

DTI Fair Trade Permit No. FTEB-203698 Series of 2024

Deals highlights

Users must invest at least P1,000 in any ATRAM funds except for Money Market Fund to earn raffle entries.
Users earn 1 raffle entry for every P1,000 investment. For first-time investors who have no mutual fund transaction on Maya will earn 2 raffle entries instead.
Users must hold their investment for at least 90 days after the promo period to be eligible for the prize. If users withdraw their investment earlier, the prize will be forfeited. Prizes will be awarded on September 30, 2025 for June transactions and on October 31, 2025 for July transactions.

Eligibility

Promo runs from June 1 – July 31, 2025
This promo is open to all new and existing upgraded Maya users who will invest in ATRAM funds during the promo period.

Mechanics

Users must invest at least P1,000 in any ATRAM funds except for Money Market Fund to earn raffle entries.
Users earn 1 raffle entry for every P1,000 investment. For first-time investors who have no mutual fund transaction on Maya will earn 2 raffle entries instead.
Users must hold their investment for at least 90 days after the promo period to be eligible for the prize. If users withdraw their investment earlier, the prize will be forfeited.

There will be 2 winners per week.

Week 1 – 8 winners will win P5,000 each.
Week 9 winners will earn P10,000 each. The week 9 winners will be composed of:
1. 1 first-time investor
2. 1 existing fund user

Winners	Prize	Transaction Range	Draw Date	KV Announcement (on or before)
1 & 2	Php5,000 each	June 1 - 8	June 13	June 19
3 & 4	Php5,000 each	June 9 - 15	June 20	June 26
5 & 6	Php5,000 each	June 16 - 22	June 27	July 3
7 & 8	Php5,000 each	June 23 - 29	July 4	July 10
9 & 10	Php5,000 each	June 30 – July 6	July 11	July 17
11 & 12	Php5,000 each	July 7 - 13	July 18	July 24
13 & 14	Php5,000 each	July 14 - 20	July 25	July 31
15 & 16	Php5,000 each	July 21 - 27	August 1	August 7
17 & 18 (1 first-time investors. 1 existing fund user)	Php10,000 each	July 28 - 31	August 8	August 14

Prizes will be awarded on September 30, 2025 for June transactions and on October 31, 2025 for July transactions.
Users can only win once during the promo.

Terms & Conditions

To redeem the voucher, qualified users should follow these steps:
1. Open the Maya app and log in to your account.
2. Tap “Vouchers” in the home screen.
3. Select the voucher you want to redeem under "Available" and tap "Claim".
4. Review the details and amount of the voucher and tap “Claim Now”.
Unclaimed vouchers will expire within 60 days upon receipt of voucher.
You will receive a notification of the voucher redemption in-app or via SMS. Maya is fully responsible for the operation of the Maya App, and the management and fulfillment of prizes under this promotion. Accordingly, the following disqualifications and limitations shall apply:
1. Maya users with business or merchant accounts, including those using the Maya Business App, are disqualified from participating.
2. This promo is applicable to unique, valid and verified Maya accounts only. Maya users with duplicate accounts or who are blacklisted cannot participate in this promo.
3. Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or if the participant is blacklisted.
4. Maya reserves the right to cancel or withdraw any prize or benefit if the participant is found to have duplicate accounts or if they are blacklisted due to violations of Maya’s terms and conditions.
Cancelled transactions will not qualify for this promo.
Maya accountholders who are blacklisted due to a violation of a Maya promo, or who has violated or is subsequently found to be in violation of any of the terms and conditions of Maya are not qualified to participate in this promo.
The promo is non-cumulative, non-transferrable, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions, fixed priced items, unless otherwise provided.
Failure to comply with the terms and conditions will result in the forfeiture of the prize.
Each payment transaction must be validated, posted or settled within the system to qualify for the promo. Transactions are not considered to be qualified in the event that a Maya number, card or QR payment is cancelled, declined, refunded, reversed or voided.
Maya users with merchant accounts and those under Maya Negosyo and Maya Business Manager (formerly PayMaya Business Manager or PBM) are disqualified from participating in this promo.
This promo is applicable to unique and valid Maya accounts only. Maya reserves the right to withdraw rewards or prizes if one person has already received the prize or benefit, even if already issued.
Maya users with duplicate accounts cannot participate in this promo. Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account.
Maya accountholders who are blacklisted due to a violation of a Maya promo, or who has violated or is subsequently found to be in violation of any of the terms and conditions of Maya are not qualified to participate in this promo.
Maya reserves the right to withhold granting of rewards where there are proven customer activities that require further investigation.
Those who are proven to be abusing the Maya system are also not qualified to participate in the promo or receive rewards.
If a prize or benefit has already been awarded and a violation or proven fraudulent activity is discovered after being awarded, Maya reserves the right to claw back the prize or reward.
Should the qualified transaction be cancelled, voided, refunded or declined, whether the cancellation is customer, biller or merchant-initiated, Maya reserves the right to withdraw the rewards equivalent to the cancelled payment transaction, even if the rewards has already been credited.
Maya reserves the right to debit any points/reward credited from your balance. If your balance is insufficient to cover the amount to be withdrawn at the time of withdrawal, Maya reserves the right to debit the balance not withdrawn when your balance is sufficient.
The customer must notify Maya for any complaints regarding the promo. For clarifications and complaints relative to this promo, visit our Help Center. Go to your Profile on the Maya app and select 'Get help’.
If a user exceeds their account limits, the cashback or prize may be delayed. The prize will be credited once the account balance is within the allowable limit- – P50,000 for starter accounts and P100,000 for upgraded accounts
For inquiries and feedback, you may go to https://www.maya.ph/contact-us
Maya Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph.