Promo duration is from Oct. 1-31,2024 as approved by DTI FTEB
This promo is open to all NEW Maya users and Existing Maya Users where each are defined as:
1. New Maya users- those who created & registered their account from Oct.1-31, 2024
2. Existing Maya users- those who have created & registered their account prior to Oct.1, 2024.
  Example: User creates & registers their Maya account on Oct. 1, 2024. They are only considered as a NEW Maya User until Oct. 31, 2024. They will be considered as an existing user beyond Oct. 31, 2024.

New Maya Users

Qualified New Maya users who are Maya Savings accountholders can enjoy a base interest rate of 3.5% p.a. on balances up to P5M, and increase their interest rate further based on the requirement per tier below:

If a Maya Savings accountholder who just opened a Savings account did not complete any of the transactions above on the Maya Wallet, he/she will still be enjoying a 3.5% interest rate p.a. on his/her Maya Savings account.

Please see sample scenario below:

Existing Maya Users

Qualified Existing Maya users who are Maya Savings accountholders can enjoy a base interest rate of 3.5% a. on balances up to P5M, and increase their interest rate further based on the requirement per tier below:

Please see sample scenario below:

In case of (including but not limited to) user-triggered mobile number change, the total amount of qualified accumulated transactions will be reset to zero (Php 0) and the user has to transact at least Php 250 to Php35,250 with fund source Maya Wallet, and Php 3,000 with fund source from Maya Credit, worth of qualified transactions again to qualify for the promo.
Maya Credit transactions made via QR, Pay with Maya, or at the Maya Shop are the only qualified transactions considered for the +1% Php 3,000 spend via Maya Credit.
Accountholder will see on the Savings dashboard their qualification duration for bonus interest rate they are qualified for Maya Savings on the same day of their successful transaction.
An accountholder who qualified within a certain month, will get their bonus interest rate until the last day of the same qualifying month as illustrated below:

Accountholder will be able to see their qualification duration for the bonus interest rate on the Savings dashboard or on the Missions screen

Note: Make sure your app is updated to the latest version so you can track your boosted interest. You can check your Missions anytime to see your progress. For some users, you won't immediately see your Savings interest screen but your bonus interest will still be credited to your account every day after making a qualified transaction.
Your base interest rate and bonus interest rate will be reflected on your transaction history the next day as follows:

Note: Users who have an active boost until last day of the month, will receive their final boosted interest on the first day of the following month.
For an updated table of our interest rates, check our Maya Savings Terms and Conditions
Bills pay transactions made to the following billers are excluded from the promo:
1. “Donation” category billers
2. “Payment Solutions” category billers
3. COL Financial
4. Oriental Assurance Inc
5. Maya Bank / PayMaya Lending Corporation / Maya PayLater
6. Purchase Plus Installment Credit
7. Davao Light and Power Corporation
8. Subic Enerzone Corporation
9. Visayan Electric Company (VECO)
10. Holy Cross Coop
11. 1Sari Financing Corporation
12. AFMPBAI
13. DMCI Homes
14. EVY Developers
15. Jose Rizal University
QR transactions made at the following merchants are excluded from the promo:
1. Maya Business App (formerly called PayMaya Negosyo) merchants
2. “Donation” category merchants
3. “Gambling” category merchants
Maya users with merchant accounts and those under Maya Negosyo and Maya Business Manager (formerly PayMaya Business Manager or PBM) are disqualified from participating in this promo.
Maya payments (Maya number, Maya QR or Maya card) made to Maya Negosyo and Maya Business Manager merchants or sub-merchants are not qualified for the promo.
Maya card (Visa or Mastercard) payments made to the following merchant categories will be excluded from the promo:
1. Financial institutions – 6051
2. Schools – 8220
3. Gambling – 7995
4. Donations/Foundations - 8651, 8661, 8669, 8398
5. Billers – 4900
Payments made to or purchases of cash equivalent instruments, financial institutions, financial assets, insurances, ATM withdrawals, gambling/gaming chips, and other quasi cash transactions are also not qualified for the promo.
Maya payments (Maya number, Maya QR or Maya card) or transactions made to merchants within the crypto space are not qualified for the (e.g PDAX cash-in, other VASPs to be enabled where Maya payments are accepted, etc.)
Videos and photos of participants may be used only for promotional ads related to this
Only Consumer accounts are qualified for this Maya users with Maya merchant accounts and Maya Center agents are disqualified from participating in this promo.
Maya users with duplicate accounts or who are blacklisted cannot participate in this Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or participant is blacklisted.
In case of disputes regarding accountholder's eligibility for the promo, coverage of dates, fulfillment, Maya's decision shall prevail, in concurrence with DTI.
The customer must notify Maya for any complaints regarding the promo. The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center. Go to your Profile on the Maya app and select 'Get help.'
Qualified users with uncredited interest rate and/or corresponding interest amount can expect crediting of missing interest rate and/or interest amount at least 14 to 30 days after the promo period ends.

Maya Philippines Inc. & Maya Bank, Inc. is regulated by Bangko Sentral ng Pilipinas (BSP) www.bsp.gov.ph. Deposits are insured by PDIC up to P500,000 per depositor.

DTI Fair Trade Permit No. FTEB-199233 Series of 2024

Deals highlights

Drop by The Corner House in San Juan this weekend and discover curated coffee, limited-edition Maya Black x Yardstick drink and beans, and up to 10× Maya Miles when you use your Maya Black at Coffee Plz.

Eligibility

Bonus miles are given to users who will pay at Coffee Plz merchants using their Maya Black Credit Card via Maya terminal.
All purchases must be made within the event to ensure Bonus miles are credited to your Maya Black Credit Card.

Mechanics

The program is valid from July 12-13, 2025.
This program is open to all Maya Black credit card users.
For each qualified Maya Black transaction made during the program period, user will earn 10x miles from Yardstick and 5x miles from all other Coffee Plz merchants.

Earn 1 Maya mile for every ₱40 spend. Get 5x miles when you purchase!

Transaction Amount	Base Miles Earned	Bonus Miles Earned	Total Maya Miles Earned
₱500	12 Maya Miles	48 Maya Miles	60 Maya Miles
₱4000	100 Maya Miles	400 Maya Miles	500 Maya Miles
₱35	0 Maya Miles	0 Maya Miles	0 Maya Miles

PARTICIPATING BRANDS	MAYA MILES
Yardstick	10x
AM Espresso	5x
Primal Brew	5x
Jacque and Matcha	5x
Bodega Coffee Roasters	5x
High Peak Coffee Roastery	5x
Escolta Coffee Company	5x
Rebel Bakehouse	5x
Baker on East	5x
Allo Coffee Roasters	5x
Current Coffee Roasters	5x
Goods from Scratch	5x
Good Cup Coffee	5x
The Matcha Co.	5x
Hometown Cafe	5x
CAFEC Philippines	5x
Finetime Coffee Roasters	5x
Acid coffee	5x
LIFE AND COFFEE	5x
Lonich	5x
Filter Supply	5x
gongkhan21	5x
Naru Specialty Coffee	5x
Concept Specialist Inc.	5x
H Proper Coffee Roasters	5x
Standard Supply Studios	5x
Philippine Coffee Guild	5x
EightyPlus PH	5x
Satori	5x
Curve Coffee Roasters	5x
Jacob’s Well	5x
Gallery Genesis	5x
Oatbedient	5x
Matcha Mama	5x
Aurora Coffee Roasters	5x

Terms & Conditions

Transactions with Preferred Merchants shall fall under the Preferred Merchants Maya Black Credit Card (MBCC) Program or Preferred Merchants MCC Program. It is open to Maya Black Credit Cardholders who are active and in good credit standing at the time of the qualifying transaction. (“Participant”).
Maya shall be solely responsible for identifying partner merchants (“Preferred Merchants”) which will participate in the Preferred Merchants MBCC Program. Preferred Merchants may have varying multiplier for Maya Miles to be issued to Participants for Qualifying Transactions. (“Miles Multiplier”).
Only transactions completed by Participants in Preferred Merchants within the Partnership Period, as specified in the Maya App, using a Maya Black Credit Card will be qualified to receive Bonus Miles
Maya reserves the right to indicate additional criteria or terms for Qualifying Transactions for each Preferred Merchant. Cardholders shall be notified of such additional criteria, if any, through the Maya app.
Refunded transactions made through the Maya app will not qualify for this program. Maya reserves the right to refuse and withdraw the earning of Maya Miles to accounts that are proven to be invalid or fraudulent including but not limited to abuse of system or weakness in the promo to earn bonus Maya Miles.
Should the qualified transaction be refunded or cancelled, whether by the Cardholder, any Merchant or by Maya, Maya reserves the right to withdraw the Bonus Miles awarded.
A Participant who completes a qualifying transaction will be eligible to receive: 1. Baseline Maya Miles based on completed transaction amount; and, 2. additional Maya Miles (“Bonus Miles”) based on transaction amount and Miles Multiplier of the Preferred Merchant.
- Example:
  - Participant spends PHP1,100.00 using their Maya Black Credit Card at a Preferred Merchant offering 2X Miles Multiplier, then:
    - Participant is eligible to earn 27 Baseline Maya Miles from that transaction or 1 Mile for every PHP40.00 spent as part of the Maya Black Credit Card Loyalty Program
    - Participant will also be eligible to earn 27 Bonus Miles from the same transaction as part of the Preferred Merchants MBCC Program
  - Bonus Miles earned by Participants will be treated as equivalent to Maya Miles earned under these T&Cs.
  - Bonus Miles will be credited to the Participant upon successful posted transaction. Participants will be notified of the Bonus Miles earned transaction as reflected in the Maya App.
  - Maya is fully responsible for the operation of the Maya Black Credit Card, the Maya App, and the management and fulfillment of the Maya Miles earning and redemption. Accordingly, the following disqualifications and limitations shall apply:
    - The Preferred Merchants MBCC Program is applicable to unique Maya Black Credit Cardholders only. Cardholders who will be found with duplicate accounts and who will be blacklisted after credit card issuance are disqualified from participating in any Maya Black Credit Card Programs.
    - Maya reserves the right to cancel the Bonus Miles and cancel the Credit Card if proven to be a duplicate or blacklisted account.
    - Maya reserves the right to refuse the awarding of Maya Miles and cancel the Credit Card that are suspected to be invalid or fraudulent, or a result of gaming (i.e. abuse of system or weakness in the promo to earn bonus Maya Miles.
  - The Bonus Miles earned by the Participant shall be deemed final unless the Cardholder files a complaint within thirty (30) days from the receipt of Maya Miles.